Public Adjuster License and Schools
A public adjuster helps individuals receive fair compensation for property damage. Keep reading to learn about degree and certification options available to you as well as the carer outlook for licensed public adjusters.
What You Need to Know
Public adjusters help their clients with damages against insurers. They work diligently for cases of catastrophic damage, and many programs are available for training.
|Responsibilities||Investigate, evaluate, and negotiate on behalf of the insured; conduct interviews and collect evidence for claims|
|Degree Options||Business, architecture, or engineering degree for licensure; programs are also available online.|
|Career Outlook (2016-2026)*||1% anticipated decline for claims adjusters, appraisers, examiners, and investigators|
Source: *U.S. Bureau of Labor Statistics
What Does a Public Adjuster Do?
Public adjusters are contracted by insured parties to investigate, evaluate, and negotiate on their behalf with insurers following damage to property of the insured. Public adjusters are commonly used in cases of catastrophic damage to homes or other property from severe storms or other natural disasters. Public adjusters may conduct interviews, collect evidence, take photographs, research public records, and consult with other professionals in order to substantiate a claim. Public adjusters can work independently or in representation of and collaboration with a larger public adjuster firm.
What Degree or Certification Do I Need?
Public adjusters generally are not required to hold any postsecondary degree. Mandatory licensing procedures vary from state to state. Many states require specific academic practice before taking the licensure examination, while other states have no academic requirement. Most states require license renewal, generally every two years, either through approved continued education or an examination. In many cases, a trainee license or general claims adjuster license is issued in advance of a public adjuster license.
You may wish to obtain an educational background in business, architecture, or engineering in order to possess the skills required for licensure. Many schools offer pre-licensing academic programs that include test preparation, an overview of statutory regulations, and ethical standards of public adjusters. Of these programs, many are available online. Online continued education or extension courses are also available in order to meet license renewal requirements.
Schools that offer coursework to prepare you for a career as a public adjuster include:
- Broward College
- Utica School of Commerce Business College
- University of Central Florida
- Miami Dade College
What Is the Career Outlook for My Profession?
The need for public adjuster services is projected to slow or change little over time, according to the U.S. Bureau of Labor Statistics (BLS). This projection may be due to growing advances in efficient research tools, such as Internet databases and computer modeling tools. According to U.S. Bureau of Labor Statistics projections, growth in employment for all claims adjusters, appraisers, examiners, and investigators is expected to decline by 1 percent from 2016-2026 (www.bls.gov).
Experience and reputation can help your career advancement as a public adjuster. Licensing requirements may force you to undergo an extensive training program or period of apprenticeship before you can work independently. In general, you will be compensated based on the amount of compensation your client receives. Claims adjusters, appraisers, examiners, and investigators earned a median salary of $64,690 as of 2017, per the BLS.