Title Closer: Job Duties, Employment Outlook, and Training Requirements

Explore the career requirements to become a title closer. Get the facts about education and training, job growth, and wages to find out if this is the right career for you. Schools offering Risk Management degrees can also be found in these popular choices.

What is a Title Closer?

Title closers, some times called closing agents, coordinate all closing actions in a real estate company by reviewing contracts, examining the completeness of real estate accounts and explaining costs of loans to buyers. They are responsible for making sure all documents needed for a sale are available and any informational or clerical errors are resolved. Professionals in this career need to be able to develop positive working relationships with clients and professional partners. The following chart provides an overview about this field:

Degree Required None required; Associate's degree and certification programs available
Training Required On-the-job training
Key Responsibilities Review contracts, educate buyers, collect and deposit payments; attention to detail is important
Job Growth (2018-2028) 7% for all real estate brokers and sales agents*
Average Annual Wage (2019) $44,998 for title closing agents**

Source: *U.S. Bureau of Labor Statistics **PayScale.com

What Are the Job Duties of Title Closers?

According to the Occupational Information Network, title closers receive payments, make account deposits, review all documents before finalizing a real estate account and confer with legal representatives regarding closing transactions (www.onetcenter.org). Title closers also review contracts, explain the closing costs of loans, titles and appraisals and clarify fees added to property sales. In this role, you must be able keep and maintain detailed notes on all actions in case of possible audit.

What Is the Employment Outlook and Salary?

Employment of all real estate brokers and sales agents was projected to increase by 7% between 2018-2028, according to the U.S. Bureau of Labor Statistics (www.bls.gov). Title closing agents earned an average annual salary of $44,998, PayScale.com reported in November 2019.

What Are the Training Requirements?

Although title closers' responsibilities would suggest intensive education and training requirements, few formal academic programs are available. Most title closers receive on-the-job training while working in another real estate position. These other real estate positions also play important roles in the title closing process.

Some community colleges, vocational schools and universities offer associate degrees and certification programs. Many people who pursue positions as title closers choose to acquire certification through formalized programs in order to increase their chances of employment. An example course can contain topics in documents, procedures, fees, mortgages and other taxes.

What Are Some Related Alternative Careers?

If you are interested in a similar job, but don't want to go into real estate, there are a few other career options that may suit you. Insurance sales agents help customers find plans that fits them best. This involves knowing what each plan does and the paperwork involved. Loan officers must evaluate loan application and authorize or recommend them. Securities, commodities and financial services sales agents have similar responsibilities to real estate brokers, but deal with financial markets rather than real estate. They can also advise companies looking for investors and conducting trades.

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