Certified Insurance Counselor Career and Certification

Certified insurance counselors (CICs) help individuals and businesses determine the level of insurance coverage they need. Learn about CIC career and certification requirements. Schools offering Risk Management degrees can also be found in these popular choices.

What You Need to Know

Before you can become a certified insurance counselor, you must first be licensed and work at least two years in the insurance industry. The certification process requires training and examinations in five fields of study, to be completed within five years. Once you have completed your certification, you are prepared to grow professionally within the insurance industry, assisting your clients with their policies.

Responsibilities Preparing and selling insurance policies to your clients, compiling reports, customizing plans to the needs of individual clients, maintaining proper records
Certification Offered through the National Alliance for Insurance Education and Research as a Certified Insurance Counselor
Training Programs in personal lines, commercial casualty, commercial property, life and health and agency management to complete certification

What Are the Job Duties of a Certified Insurance Counselor?

Certified insurance counselors, or CICs, work with clients to determine which policies and plans will best protect their lives, possessions and families. CICs can be employed by a single insurance agency, or they can represent numerous companies and match clients to an insurance carrier based on specific rates and policies. Some CICs also choose to start their own insurance business.

As a CIC, you would have the option of selling many different types of insurance policies, including:

  • Property
  • Casualty
  • Disability
  • Life
  • Health care

Much of your time would be spent preparing reports and marketing your services to potential clients. You would also be responsible for guiding policyholders through the process of making and settling insurance claims.

Do I Qualify to Attend a CIC Program?

The National Alliance for Insurance Education and Research is the institute that grants the CIC designation. They specify that you must be a licensed agent, broker, adjuster or solicitor to attend a CIC institute and begin the process of certification (www.scic.com). In addition, you must have at least two years of full-time experience in the industry or have served as a full-time insurance faculty member at an accredited college or university.

How Do I Become a CIC?

Once you meet the attendance requirements for CIC institutes, you can begin the process of earning the CIC designation. The CIC program offers seven institutes, with each institute representing a different branch of the insurance industry; you can select the five that best suit your needs. The seven CIC institutes comprise personal lines, commercial casualty, commercial property, life and health, commercial multiline, insurance company operations, and agency management.

Each institute consists of 20 hours of instruction and a 2-hour exam. You will need to complete five institutes and pass each exam within five years after you take your first exam. An alternative option is to complete four CIC institutes and exams as well as one certified risk manager course and exam. You will need to participate in at least one continuing education program and pay membership dues each year in order to maintain your certification.

What Are the Advantages of Certification?

Earning professional certification reassures clients and employers that you are a competent and knowledgeable insurance professional. The CIC designation signifies that you have gone beyond the minimum industry requirements and are committed to your profession. The National Alliance also adjusts the program curriculum to the trends and practices of your region in order to better prepare you to meet the demands of your clientele.

To continue researching, browse degree options below for course curriculum, prerequisites and financial aid information. Or, learn more about the subject by reading the related articles below:

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