Fidelity Tuition Reimbursement & Student Debt Program 2026

Most employers offer benefits to their employees, like time off, health plans, flexible spending accounts, and tuition assistance. There are many companies with tuition reimbursement programs that help their employees pay for school, including Fidelity Investments.

Fidelity offers education benefits through a partnership with Guild Education, along with broader student support initiatives through its Invest in My Education (ME) program. Below, we’ll break down how these programs work, who may qualify, and how Fidelity compares to other financial institutions.

Does Fidelity Pay for College?

Fidelity supports higher education in two primary ways.

First, Fidelity partners with Guild Education to provide tuition assistance and reimbursement for eligible employees. Through Guild, employees may access fully funded degree programs, capped annual tuition assistance, certificate programs, and academic coaching. This is the primary education benefit for employees.

Second, Fidelity operates a philanthropic initiative called Invest in My Education (ME). This program is not an employee benefit. Instead, it provides scholarships, grants, mentoring, and financial support to students from historically underserved communities. While important, this initiative is separate from the Guild-administered employee tuition program.

For employees interested in using education benefits, the Guild partnership is the central program to understand.

Fidelity’s Tuition Assistance Program Through Guild

Fidelity partners with Guild Education to administer its employee education benefits. Guild works with major employers to provide tuition coverage, academic coaching, and structured access to approved degree programs.

What Is Guild?

Guild Education is an education benefits platform that connects employers with accredited colleges, universities, and certificate providers. In addition to managing tuition payments and reimbursement processes, Guild offers:

• Academic coaching and advising
• Support navigating admissions
• Program comparison tools
• Access to approved degree pathways

Through Guild, Fidelity employees can explore programs that are either fully funded or covered up to an annual limit.

What Does Fidelity’s Guild Program Cover?

According to Guild’s Fidelity partnership page, eligible employees may receive:

• 100% tuition coverage for select associate and bachelor’s degree programs
• Up to $5,250 per year for other eligible undergraduate and master’s programs within the Guild catalog
• Up to $5,250 per year in reimbursement for approved programs outside the Guild catalog
• Coverage or reimbursement for required books and fees, up to the program funding cap

Programs available through Guild include undergraduate degrees, master’s degrees, certificates, certifications, bootcamps, high school completion, and English language learning.

The full list of approved schools and programs is available only through the internal Guild portal.

Who Is Eligible?

Public Guild materials indicate that education benefits are available to eligible Fidelity employees. However, Fidelity does not publicly publish detailed eligibility rules on its main website.

Historically, large financial institutions may require:

• Full-time employment status
• A minimum period of service
• A satisfactory performance rating

Because eligibility requirements can vary by role and may change over time, employees should confirm current qualifications directly with Fidelity Human Resources or through the internal Guild platform before enrolling.

How To Apply for Fidelity Tuition Assistance

Employees interested in using the program generally follow these steps:

1. Confirm Eligibility: Review employment status and benefit eligibility with HR.
2. Access the Guild Platform: Log into the Fidelity Guild Education portal.
3. Explore the Program Catalog: Review fully funded programs and capped tuition options.
4. Apply and Secure Approval: Submit a tuition request before classes begin. Some programs require pre-approval.
5. Complete Coursework Successfully: If reimbursement-based, funding is typically contingent upon successful completion.

Because funding structures differ between fully funded programs and reimbursement-based programs, it’s important to confirm how your specific program is paid.

Fidelity Student Loan Assistance

In addition to tuition assistance, Fidelity offers student debt support options. Public materials indicate that employees may have access to:

• Direct student loan payments of up to $5,250 per year (tax-free under current IRS rules)
• A retirement match structure tied to employee student loan payments

Specific eligibility requirements and program caps should be confirmed internally, as detailed policy terms are not fully published on Fidelity’s public-facing website.

Invest in My Education (ME) Initiative

Fidelity’s Invest in My Education (ME) initiative is a $250 million commitment to expanding access to higher education for underserved students. This philanthropic program provides:

• Scholarships
• Retention and completion grants
• Mentoring and coaching
• Financial literacy support

The program operates in partnership with nonprofit organizations and is not limited to Fidelity employees.

How Fidelity Compares to Other Financial Institutions

Fidelity’s Guild partnership places it among financial institutions that offer structured, catalog-based tuition benefits. Here’s how it compares to three similar employers.

Fidelity vs. JPMorgan Chase

JPMorgan Chase also partners with Guild Education and publicly outlines fully funded undergraduate degrees and capped graduate funding. Both companies provide structured catalog access and academic coaching.

Fidelity’s model appears similar, though public documentation of specific funding caps and eligibility details is less prominently displayed outside the Guild portal.

Fidelity vs. Bank of America

Bank of America offers a more traditional tuition reimbursement program with publicly stated annual caps and eligibility criteria. While Bank of America emphasizes reimbursement, Fidelity provides a mix of fully funded and capped tuition pathways through Guild.

Employees deciding between the two may consider whether they prefer structured program catalogs or broader reimbursement flexibility.

Fidelity vs. Capital One

Capital One administers its education benefit through Bright Horizons EdAssist rather than Guild. While both companies offer annual tuition assistance caps, Fidelity’s Guild partnership prominently includes fully funded degree pathways for select programs.

Both companies house most detailed policy information behind internal benefit portals rather than publishing comprehensive public breakdowns.

Things to Consider

If you’re evaluating Fidelity’s education benefits, consider:

• Whether your program qualifies for full funding or falls under the annual cap
• Whether your degree is inside or outside the Guild catalog
• Whether funding is prepaid or reimbursement-based
• Any employment retention requirements after graduation
• Student loan repayment eligibility details

Because Fidelity does not publish all program specifics externally, employees should consult HR or the Guild portal for the most up-to-date policy information.

FAQs About Fidelity's Tuition Reimbursement Program

Below, we've addressed some commonly asked questions to help you better understand Fidelity's education benefits.

How Much Does Fidelity Pay for Tuition?

Fidelity may cover 100% of tuition for select programs within the Guild catalog. For other eligible programs, funding may be capped at $5,250 per year. Employees should confirm current limits through the Guild portal.

Does Fidelity Pay for Master’s Degrees?

Master’s programs may qualify under the Guild catalog or under capped annual funding. Specific programs and eligibility requirements are outlined within the internal benefits system.

Does Fidelity Help With Student Loans?

Fidelity offers student loan assistance options, including potential direct payments and retirement contribution matching tied to loan payments. Details and eligibility requirements should be confirmed internally.

Is Invest in My Education an Employee Benefit?

Invest in My Education (ME) is a philanthropic initiative designed to support underserved students. It is separate from the employee tuition assistance program administered through Guild.

Do Employees Have to Stay at Fidelity After Using Tuition Assistance?

Some employer tuition programs require employees to remain with the company for a certain period after completing their degree, especially if tuition was fully funded upfront. Fidelity does not publicly outline retention requirements on its external website, so employees should review their tuition agreement carefully and confirm any post-graduation work obligations with Human Resources before enrolling.

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