8 Online Colleges That Accept Transfer Credits in Arizona
Updated on:
February 9, 2026
In Arizona, transfer students can continue their higher education at online colleges that align with their learning needs by utilizing transfer credits.
Arizona has several online colleges that accept transfer credits for those who want to change schools or complete degrees they previously started. The range of accepted credits varies by school but can include academic courses and professional experience.
Students can use transfer credits to decrease the number of credit hours needed to complete their degree program, saving them time and money.
With the ability to transfer credits from prior learning or work experiences, you can earn your degree on your own terms. These top online colleges in Arizona offer the convenience of online learning and the flexibility of transfer credits.
8 Best Online Colleges That Accept Transfer Credits in Arizona
Get the most out of your education by utilizing transfer credits at one of these online colleges in Arizona. You may even be able to transfer credits from a previous degree earned at another school. Continue reading to learn more about each of these schools.
1. University of Arizona
The University of Arizona implements a credit evaluation process and provides a transfer credit guide to help students understand the acceptance and equivalency requirements. Students work with academic specialists to determine if their courses will be accepted and the specifics of each one. Transfer credit policies include:
- must be from an accredited school
- 64 maximum credit hours
- based on course equivalency
- credits can be taken at other schools during enrollment
2. Arizona State University
Students at Arizona State University (ASU) can complete their degrees with transfer credits from two-year, four-year, and community colleges as long as they receive a passing grade. Full requirements can vary and depend on the specific program or school within ASU. Academic advisors work with students to transfer and apply all applicable credits. ASU's transfer credit policies are as follows:
- must be from a regionally accredited school
- 64 maximum credit hours from two-year colleges
- unlimited credit hours from four-year colleges
- students must have earned a C- in the course
- military credits are evaluated for acceptance
3. Northern Arizona University
Northern Arizona University's transfer credit policy makes it easy for students to complete their degrees with online courses. Transfer students can continue their online education by transferring up to 64 credits from community colleges.
The university accepts credits that align with degree program requirements and even works with community colleges for an easier transfer process.
4. University of Phoenix
Students at the University of Phoenix can take advantage of the flexible transfer credit acceptance process. The school allows them to transfer up to 75% of the credits for their program. These transfer credit policies include the following:
- must be from an accredited school
- credits are evaluated based on degree requirements
- may include prior learning and life experiences
5. Rio Salado College
Rio Salado College is a community college with 100% online programs and multiple transfer pathways. Students can transfer credits by sending their official transcripts which are then evaluated for acceptance.
They can also transfer credits using the school's partnerships with Arizona's public universities. Academic advisors are available to assist with the transfer credit process.
6. Ottawa University
Transfer students looking for online colleges in Arizona can attend Ottawa University's many degree programs. Ottawa University partners with many colleges through their Transfer Advantage program. Enrollment advisors can help students determine which courses can be transferred and applied toward degree requirements. Transfer credit policies:
- must be from a regionally accredited school
- 80 maximum credit hours
- students must have earned a minimum of 'C-'
7. Central Arizona College
Students who want to transfer to Central Arizona College for online learning can send their official transcripts for evaluation. The school offers in-state and out-of-state transfer guides and available academic support staff to help students through the transfer process.
8. Arizona Christian University
Students with a 2.5 GPA or higher can apply for online courses at Arizona Christian University. Once admitted, they can transfer credit hours earned from accredited institutions. Admissions counselors help students through the process, which involves sending unofficial and official transcripts to be evaluated for acceptance.
How We Rank Schools
When selecting online colleges in Arizona that accept transfer credits, we look for schools that provide flexible options, transparent transfer policies, and accredited programs. Each institution on this list supports students seeking to complete their degrees efficiently and affordably.
- Accreditation: All featured schools are accredited by recognized agencies, ensuring your transfer credits meet high academic standards.
- Credit transfer policy: We consider each school’s credit limits, GPA requirements, and acceptance of alternative credits like military or professional training.
- Affordability: These colleges offer competitive tuition, transfer scholarships, and financial aid to help reduce overall costs.
- Program reputation: Every school is recognized for its academic quality, online accessibility, and commitment to helping transfer students succeed.
How To Transfer College Credits Step by Step
Transferring college credits in Arizona can save you both time and money while allowing you to finish your degree online. Here are three key steps to follow for a successful transfer.
1. Review Accreditation and Transfer Policies
Start by confirming that your previous school is accredited and that your desired Arizona college accepts credits from it. Use transfer guides or online tools, such as Arizona’s statewide articulation agreements, to see how your courses align.
2. Submit Transcripts and Required Materials
Send official transcripts from all previously attended institutions directly to your new school’s admissions office. Some universities may also request documentation for professional training or prior learning evaluations.
3. Confirm Credit Evaluation and Create a Degree Plan
After your credits are reviewed, you’ll receive an evaluation outlining how they apply to your new degree. Work with an academic advisor to plan your remaining coursework and ensure all transfer credits are used effectively.
FAQs About Using Transfer Credits
If you’re exploring online colleges in Arizona, understanding transfer credit policies can help you make the most of your previous coursework. Below are answers to common questions for students transferring to an online program.
Should I Transfer Schools?
Transferring can be a great option if your current college no longer fits your goals or schedule. Many Arizona students transfer to complete their degrees online, reduce tuition costs, or access a broader range of programs.
Before transferring, evaluate your academic progress and speak with an advisor about how your existing credits will apply. This helps you avoid retaking courses and ensures a smooth transition.
What Can Be Used as Transfer Credits?
Most Arizona colleges accept credits from regionally accredited institutions, but other experiences may also count. These can include military service, job training, or standardized exams like CLEP and AP.
Some schools also award credit for professional certifications or prior learning assessments. Check with your admissions counselor to see what applies to your situation.
Will My Credits Transfer?
Each institution determines which credits it will accept based on program relevance and accreditation. Schools with articulation agreements—such as those in the Arizona Transfer System—make transferring between public colleges easier.
To avoid surprises, review your prospective school’s transfer guide and talk to an advisor before applying. This ensures your credits align with your new program requirements.
How Many Credits Can I Transfer?
Most online colleges in Arizona allow students to transfer between 60 and 90 credits toward a bachelor’s degree. This flexibility helps students save both time and money while completing their programs.
Community college students can usually transfer up to 60 credits, depending on existing articulation agreements. Reviewing each school’s transfer cap early ensures you understand how much of your previous coursework will count toward your degree.
Find Flexible Online Degrees
Earning your degree in Arizona is easier when you choose a transfer-friendly school. Explore accredited online programs through Learn.org to find colleges that recognize your previous work and help you reach graduation faster.