10 Best Degrees for People in Their 40s

Updated on 9/23/2025

Going back to school at 40 may feel intimidating, but more adults are choosing this path every year. Many non-traditional students return to higher education to finish a college degree, prepare for a career change, or boost job security. Today's online degree programs and flexible class schedules make it easier than ever for an adult student to balance school work, family, and a full-time job.

If you're considering going back to college at 40, you're not alone. According to the U.S. Bureau of Labor Statistics, demand for registered nurses, market research analysts, and other crucial roles continues to grow. Adult learners bring valuable life experiences into the classroom, often excelling in group projects and coursework because they are focused on clear career goals. Below, we'll unpack why people return to school later in life, the benefits, and what challenges to expect.

Should You Go Back to School at 40?

If you're wondering, ''Should I go back to school at 40?'' keep reading. For many adult learners, the answer is yes. Going back to school as an adult can be a smart move if you want to advance in your current field, qualify for a new career, or improve your financial planning. Completing a bachelor's degree, associate's degree, or even a master's degree opens the door to new career paths in business administration, healthcare, technology, and education. It also provides access to a higher earning potential and better work-life balance.

Statistics show that this demographic is growing. Millions of adults over 40 are enrolled in degree programs at online colleges and public universities. Whether it is your first time earning a college degree or you're pursuing a higher level of education, going back to school at 40 can absolutely be worth it. With flexible online classes, multiple start dates each year, and financial aid available, many adults are finding that a new career or specialization is still within reach.

Benefits of Returning to School at 40

Going back to school at 40 offers real-world advantages that can change your career and personal life. One of the biggest benefits is higher earning potential. Completing an associate, bachelor's, or master's degree can open doors to promotions, leadership roles, and jobs in fields such as business administration or healthcare. Many adult learners see a noticeable increase in job security after finishing their degree program.

Education at this stage also allows for new career paths and specializations. Whether you're pursuing financial advisor training, teaching, or a role in technology, you'll gain skills that keep you competitive in today's job market. Beyond careers, adult students often report personal growth, more confidence, and the chance to serve as role models for their children or younger family members. For many, going back to school is about proving that it's never too late to achieve your educational goals.

Challenges of Going Back to College as an Adult

While rewarding, going back to college at 40 comes with challenges. Managing school work alongside family duties, job responsibilities, and study time can be overwhelming. Adult learners often juggle part-time or full-time jobs, so creating a structured schedule and joining a study group can help keep coursework on track. Online classes and flexible schedules also make it easier to balance everything.

Finances are often another concern. Tuition costs, textbooks, and fees can be stressful, but financial aid, Pell Grants, and employer tuition reimbursement help reduce the burden. Some adult students also fear being older than their classmates or facing a steep learning curve with technology.

Remember, these worries are common. Many higher education programs are designed with adult learners in mind, offering evening courses, online degree programs, and strong academic support. By taking advantage of these resources, the challenges of returning to school become manageable.

Best Careers for Going Back to School at 40

Going back to school at 40 can be the first step toward a new career or a fresh start in a field with strong job growth. Many high-demand industries (e.g., healthcare, education, and technology) welcome adult learners who bring real-world life experiences into the classroom. The career paths below align with flexible degree programs, online classes, and certificate options that make it possible to balance study time with work and family responsibilities.

1. Healthcare Careers

Many adults going back to school at 40 choose healthcare because of its stability and clear career paths. Students can find roles like registered nurse, licensed practical nurse, or medical assistant positions with an associate degree or certificate program. Flexible online classes and hybrid formats make it easier to earn credentials while working.

• Median salary: $93,600 per year (registered nurses)
• Job growth: 5% (faster than average)

2. Education Careers

Teaching attracts adult learners who want to contribute to their communities. With shortages in special education and ESL, new teachers are in high demand. Alternative licensure and bachelor's degree programs in education can help midlife students move into the classroom, whether in elementary education or high school subjects.

• Median salary: $64,580 per year (high school teachers)
• Job growth: -2% (decline)

3. Technology Careers

Not every tech job requires a four-year degree, which is why IT support, cybersecurity, and software development appeal to midlife career changers. Online degree programs and bootcamps give adults fast entry into the job market. Computer support specialists, for example, often enter the field with an associate degree or certificate.

• Median salary: $61,550 per year (computer support specialists)
• Job growth: -3% (decline)

4. Business and Management Careers

Some adults returning to college at 40 leverage prior experience in leadership or operations by studying business administration. Associate and bachelor's degrees in management prepare graduates for roles in project management, human resources, or organizational leadership. Online colleges and evening programs make balancing school and work more realistic.

• Median salary: $100,750 (project management specialists)
• Job growth: 6% (faster than average)

5. Skilled Trades and Technical Careers

For students who want a fast track into a new career, technical colleges offer programs in HVAC, electrical work, welding, and automotive technology. Many of these options take under two years, with apprenticeships that pay while you train. This makes the skilled trades an attractive choice for adults looking for reliable income without years of study.

• Median salary: $62,350 (electricians)
• Job growth: 9% (much faster than average)

6. Accounting and Finance Careers

Adults who enjoy numbers and problem-solving may find accounting or finance a natural fit. Starting with bookkeeping certificates or an associate degree can lead to steady entry-level roles, while bachelor's programs create pathways to becoming accountants or financial advisors. Online degree programs in accounting are widely available, making this field accessible to adult students.

• Median salary: $81,680 (accountants and auditors)
• Job growth: 5% (faster than average)

7. Legal and Paralegal Careers

For those drawn to the legal field, paralegal studies provide a focused route into office-based work. Certificates and associate degrees in paralegal studies usually take less than two years and qualify graduates to support attorneys with research, case files, and documentation. This career path is especially appealing to adults who value structure and steady hours.

• Median salary: $61,010 (paralegals and legal assistants)
• Job growth: 0% (little or no change)

8. Health Information and Medical Billing Careers

Adults interested in healthcare, but not direct patient care, often turn to medical billing and coding. Many health information programs are available fully online, allowing students to study at their own pace. These careers combine administrative skills with knowledge of medical systems, making them a good fit for those who want remote or office-based work.

• Median salary: $50,250 (medical records specialists)
• Job growth: 7% (much faster than average)

9. Social Work and Counseling Careers

Some adults go back to school at 40 because of personal experiences that inspire them to help others. Degrees in psychology, counseling, or social work prepare graduates for roles in case management, mental health, or community support services. While some counseling jobs require a master's degree, many social services positions are open with a bachelor's.

• Median salary: $61,330 (social workers)
• Job growth: 6% (faster than average)

10. Marketing and Communications Careers

Adults who enjoy writing, creativity, or strategy may thrive in marketing and communications. Certificate programs in digital marketing, communications, or public relations, along with bachelor's degrees, prepare students for in-demand roles. Remote work and freelance opportunities make this career path flexible for those managing work-life balance at 40 and beyond.

• Median salary: $76,950 (market research analysts)
• Job growth: 7% (much faster than average)

Online and Flexible Learning Options

For adults going back to school at 40, flexibility can make the difference between starting a degree program and putting it off. Online colleges and universities now offer options that fit around busy lives, whether you're working full time, raising a family, or both. Many online degree programs include evening or weekend online classes, multiple start dates during the school year, and the chance to complete coursework at your own pace.

Competency-based education is another option designed for adult learners. Instead of following a rigid timeline, you can move through material once you've mastered it - saving study time and money. Hybrid programs, which blend online classes with limited on-campus requirements, also work well for students who want a mix of flexibility and in-person interaction. These pathways make higher education more accessible for non-traditional students who need to balance between school, career goals, and everyday life.

Financial Aid for Adults Going Back to School

Many adults are surprised to learn that financial aid isn't just for recent high school graduates. If you're going back to school at 40, you can still qualify for federal financial aid by completing the Free Application for Federal Student Aid (FAFSA). Options include Pell Grants, federal student loans, and work-study opportunities that help offset tuition costs. Online colleges and traditional universities alike accept these forms of aid as long as they hold proper accreditation.

There are also scholarships created specifically for non-traditional students and adult learners. Some states offer workforce retraining grants to help people start a new career, while many employers provide tuition reimbursement for approved degree programs.

Adults returning to school should also look for scholarships tied to their field of study, such as health care, business administration, or education. With careful financial planning and the right mix of aid, going back to college at 40 can be affordable and worth it.

Tips for Success When Returning to School at 40

Going back to school as an adult requires a different mindset than when you were a first-time college student. The good news is that your life experiences and maturity can give you an advantage. To make the most of your degree program, it helps to approach your coursework and responsibilities with a clear plan.

• Set realistic goals and timelines: Break your educational goals into smaller milestones so you can stay motivated without feeling overwhelmed.
• Use student support services: Many online degree programs and campus-based schools provide tutoring, advising, and career counseling tailored to adult learners.
• Network with professors and peers: Joining a study group or connecting with classmates in online classes can make school work feel more manageable and less isolating.
• Leverage prior work experience: Some colleges grant credit for professional training, certifications, or military service, allowing you to save time and tuition costs.
• Create a structured schedule: Balancing family, full-time or part-time work, and school requires careful planning. Setting aside regular study time can improve work-life balance and keep you on track.

FAQs About Going Back to School at 40

Adult students often have different questions and concerns than younger learners. These answers address common worries about age, career paths, and the value of higher education later in life.

Is It Too Late To Go Back to School at 42?

It's not too late to return to school at 42. Many adults start degree programs in their 40s, 50s, and even beyond. Age can work in your favor because older students bring focus, discipline, and life experience that younger classmates may not have. Flexible online classes and evening programs also make it easier to balance responsibilities.

Can I Go Back to School at 40 for Psychology?

Yes, psychology is a popular choice for adults. A bachelor's degree in psychology can prepare you for careers in social services, mental health support, or human resources. If you pursue a master's degree or doctorate, you can work toward becoming a counselor or clinical psychologist. Starting at 40 still leaves plenty of time for a long and meaningful career.

Is Going Back to School at 40 Worth It?

For many adults, returning to school at 40 is worth it. A college degree or certificate can improve job security, increase your earning potential, and open doors to a new career. While balancing school work, tuition costs, and family obligations can be tough, financial aid, online degree programs, and employer support can make the process manageable.

What Careers Are Best to Start at 40?

Fields like healthcare, education, information technology, project management, and skilled trades are strong options for adults in midlife. These industries offer steady job growth and multiple levels of education, from certificates to bachelor's and master's degrees, so you can choose the path that fits your goals.

Can I Go Back to School While Working Full-Time?

Yes, many adults earn degrees while working full-time. Online colleges, evening programs, and part-time enrollment allow you to set class schedules that work with your job. With strong time management and support from family or coworkers, balancing both is challenging but possible.

Explore Online Degree Programs

Going back to school at 40 doesn't have to mean putting your life on hold. With flexible online degree programs, financial aid options, and career-focused pathways, you can build new opportunities while balancing work and family. Explore affordable programs on Learn.org to find the right fit for your goals.