How To Use the FAFSA for CNA Classes in 2026

Certified nursing assistant (CNA) programs are one of the most affordable ways to enter the health care field. Training is usually short, practical, and designed to prepare you for state certification and entry-level jobs in hospitals or long-term care facilities.

You may be able to use the Free Application for Federal Student Aid (FAFSA) to cover CNA classes, but eligibility depends on where you enroll. Programs offered through Title IV eligible community colleges or technical schools usually qualify for federal aid, while those run by private training centers often do not. Below, we’ll outline the steps to using FAFSA for CNA training.

Are CNA Classes Eligible for FAFSA?

FAFSA can sometimes cover CNA training. If the program is offered through a Title IV eligible community college, vocational school, or technical institute, federal aid like Pell Grants, loans, or work-study may apply. However, many private training centers are not accredited for Title IV funding, so aid isn’t available there. Always confirm with your school’s financial aid office before enrolling.

Step-By-Step Guide to Using FAFSA for CNA Classes

Using FAFSA for CNA training involves a few specific steps to confirm eligibility and secure funding. From verifying your school’s status to reviewing your award letter, these steps help ensure your aid is applied correctly to your CNA program.

1. Verify the CNA Program’s FAFSA Eligibility

Before you can use FAFSA, you need to confirm that your CNA program is offered through a Title IV eligible school. This typically includes accredited community colleges, vocational schools, and technical institutes. Programs run by private training centers or non-accredited organizations usually do not qualify. 

To check eligibility, you can use the Federal School Code search tool at [FAFSA.gov|https://studentaid.gov/h/apply-for-aid/fafsa] or simply contact the school’s financial aid office. Verifying this upfront ensures that your application will be processed correctly and that you can apply grants or loans to your CNA training costs.

2. Complete the FAFSA Application

Once you’ve confirmed eligibility, your next step is completing the FAFSA application on the website. You’ll need basic information such as your Social Security number, tax returns, and financial records.

Be sure to enter the correct Federal School Code for your CNA program so the results are sent directly to your institution. FAFSA deadlines vary depending on federal, state, and school requirements, so filing early is always the safest choice.

3. Review Your FAFSA Submission Summary

Once you complete the FAFSA, you’ll get a FAFSA Submission Summary. The summary pulls together the details you entered and shows your estimated eligibility for federal aid. For CNA students, it’s especially important because it indicates whether you may qualify for a Pell Grant.

Go through the summary carefully to confirm your information is correct. Errors in things like income figures or your Social Security number can slow down your aid. If something looks wrong, sign back into your FAFSA account to make corrections right away. 

4. Understand Pell Grant Options for CNA Classes

Pell Grants are one of the most common forms of aid CNA students receive when their program is at a Title IV eligible school. These grants can cover tuition, books, fees, and sometimes supplies needed for clinical work. 

The maximum Pell Grant award is several thousand dollars per year, though the exact amount depends on your financial need and enrollment status. To qualify, you typically need to be enrolled at least half-time, which may mean combining CNA courses with other credit-bearing classes. Since Pell Grants never need to be repaid, they are the most affordable way to fund CNA training.

5. Ask About Federal Work-Study Opportunities

Some schools offer federal work-study positions to CNA students, though availability depends on the type of program and your enrollment status. These part-time jobs are often on campus or with community partners, providing flexible hours that can work alongside your classes and clinicals. For example, you might work in a campus health office or tutoring center. 

Not every school extends work-study to short-term certificate programs, so it’s important to ask your financial aid office whether CNA students are eligible. If positions are open, applying early increases your chances of securing one.

6. Consider Federal Student Loans if Necessary

Federal student loans may also be used for CNA programs offered through Title IV eligible schools. However, because CNA classes are typically short and lower-cost than traditional degrees, borrowing should be considered carefully. Even small loan amounts must be repaid with interest, and adding debt for a short program may not be necessary if grants or scholarships cover most of your costs. 

If you do borrow, federal loans usually offer better interest rates and repayment flexibility than private loans. The best approach is to borrow only what you need to finish the program and start your health care career.

7. Explore Additional Aid Options Through FAFSA Completion

Completing FAFSA doesn’t just connect you to federal aid, it can also unlock state grants, institutional scholarships, and other forms of support. Many states provide special funding for students entering high-demand fields like health care, which may include CNA training. 

Community colleges and technical schools sometimes offer their own scholarships or tuition waivers for certificate programs. For example, a school might reduce costs for first-generation students or those with financial need. When you submit your FAFSA, you’ll be considered for all available aid options, not just federal funding. 

List of CNA Programs That Take FAFSA

Several community colleges and technical schools offer CNA training programs that qualify for federal financial aid. Below are five options to consider.

• Illinois Central College: Located in Peoria, IL, ICC offers a seven-credit CNA certificate that qualifies for federal student aid through FAFSA. Students may be eligible for Pell Grants, loans, and work-study, making this already affordable program even more accessible.
• State Fair Community College: Based in Sedalia, MO, SFCC provides a stackable CNA pathway that starts with a 16.5-credit skills certificate. Because the college participates in Title IV aid, students can use FAFSA for Pell Grants, scholarships, loans, and work-study opportunities.
• Mt. San Jacinto College: In Southern California, MSJC offers a one-semester CNA course with 160–180 hours of instruction that blends classroom learning with clinical practice. As an accredited community college, it accepts FAFSA, giving students access to grants and loans for tuition support.
• Allan Hancock College: Situated on California’s central coast, Allan Hancock College runs a for-credit CNA program through its Health Sciences division. The college participates in Title IV programs, so students can use FAFSA to reduce tuition and training expenses.
• Lone Star College: Serving the Greater Houston, TX, area, Lone Star College offers a for-credit Nurse Aide Certificate designed to prepare students for state certification. Because it is a Title IV eligible institution, FAFSA funds like Pell Grants and federal loans can be applied toward program costs.

Other Financial Aid Options for CNA Classes

FAFSA is a great starting point, but it’s not your only option when paying for CNA training. Depending on where you live and where you enroll, you could also tap into grants, scholarships, employer programs, or even simple payment plans. 

Federal Grants

If your CNA program is at a Title IV eligible school, Pell Grants are one of the best ways to cut down tuition costs. The amount you receive depends on your financial need and enrollment status, but many students find that Pell Grants cover most, sometimes all, of their training. The best part is that grants never have to be repaid.

State Grants and Workforce Development Programs

Your state may also have programs that make CNA training more affordable. Some states run promise programs that cover community college tuition after federal aid is applied, while others fund scholarships just for students entering health care fields. 

If you’re changing careers, you might qualify for the Workforce Innovation and Opportunity Act (WIOA) funding, which can cover the full cost of CNA classes. These options are especially helpful if you’re an adult learner or looking for a fresh start.

Scholarships for CNA Students

Scholarships are another way to bring down your training costs, and you might find more opportunities than you expect. Hospitals, nursing associations, and nonprofits often support CNA students with small awards that don’t have to be repaid. Some come with a catch, like agreeing to work for the sponsoring facility after you’re certified, but that also means you’ll have a job waiting. Local scholarships are common too, so it’s worth asking your school’s financial aid office or community foundations what’s available.

Employer Tuition Reimbursement

If you’re planning to work in health care, ask potential employers if they’ll help pay for your CNA training. Hospitals, nursing homes, and home health agencies sometimes cover tuition in exchange for a work commitment. For example, a nursing home may pay for your classes if you agree to work there for a year after earning your certification. 

This setup helps you avoid loans and guarantees you a job right after training. If you’re already employed in health care, check if your workplace offers tuition benefits–it could cover most of your costs.

Payment Plans and Alternative Financing Options

Not every student can pay CNA tuition upfront, and schools know that. Many offer installment plans so you can spread payments across the length of the program, which makes budgeting a lot easier. Some colleges and training centers also partner with nonprofits or state agencies to help lower costs for students with financial need. These programs may cover extras like textbooks, uniforms, or exam fees in addition to tuition.

FAQs About FAFSA and CNA Classes

It’s normal to have questions about how financial aid works for short training programs like CNA classes. Below are answers to some of the most common concerns students raise.

Can You Get Pell Grants for CNA Classes?

Yes, you can receive Pell Grants for CNA classes if the program is offered through a Title IV eligible school, such as a community college, vocational school, or technical institute. Pell Grants are need-based, so the amount you receive depends on your financial situation and enrollment status. 

Do All CNA Schools Accept FAFSA?

Not all CNA schools accept FAFSA. Many private training centers or for-profit institutions are not Title IV eligible, which means federal aid cannot be applied there. On the other hand, CNA programs run through accredited community colleges, vocational schools, and technical institutes usually qualify for FAFSA funding. Before enrolling, it’s important to check with the financial aid office or use the Federal School Code search to confirm your program’s eligibility.

How Long Does It Take To Finish a FAFSA-Eligible CNA Program?

Most CNA programs take about four to 12 weeks to complete, depending on the school and schedule. Even though the training is short, financial aid can still apply to tuition, books, uniforms, and exam fees. Some schools run accelerated versions that fit into one month, while others spread the training out over a full semester. The length doesn’t affect eligibility.

Can FAFSA Cover CNA Certification Exam Fees?

FAFSA itself usually doesn’t cover certification exam fees directly, since those are separate from tuition and course costs. However, if you receive a Pell Grant or student loans, some of that funding may be refunded to you after tuition and fees are paid. 

You can often use those extra funds to cover exam costs, uniforms, or supplies. Always check with your school’s financial aid office to see how funds can be applied.

Can Adult Learners Use FAFSA for CNA Classes?

Yes, FAFSA is open to adult learners as long as you meet the eligibility requirements and enroll in a Title IV-approved CNA program. Age does not affect your ability to apply for federal aid. Many adults return to school for CNA training to begin a new career in health care, and FAFSA can help.

What if My CNA School Doesn’t Accept FAFSA?

If your CNA program isn’t FAFSA-eligible, there are still other ways to pay for training. Many hospitals, long-term care facilities, and home health agencies sponsor students by covering tuition in exchange for a work commitment. Some schools also offer installment payment plans so you don’t have to pay the full cost upfront. 

State-funded workforce programs, such as the Workforce Innovation and Opportunity Act WIOA, may also provide free or reduced-cost CNA training for eligible students. Even without FAFSA, you may find a combination of employer support, scholarships, and payment options that make CNA classes affordable.

Explore CNA Programs

Explore FAFSA-eligible CNA programs on Learn.org to find training that fits your goals and budget. Contact schools directly to confirm financial aid options, ask about deadlines, and take the next step toward starting your health care career.