10 Online Nursing Schools That Accept FAFSA 2026

Registered nurses (RN) are in high demand, and earning a Bachelor of Science in Nursing (BSN) can open the door to leadership roles, higher pay, and graduate-level opportunities. However, nursing programs can be expensive, which is why you'll want to fill out the Free Application for Federal Student Aid (FAFSA) to see if you can lower your out-of-pocket costs. 

Federal aid helps make tuition more manageable for online RN-to-BSN programs. With flexible schedules and accredited coursework, these programs let you continue your career while building the advanced skills today’s healthcare system needs.

Can You Use FAFSA for Online Nursing Programs?

Yes, FAFSA can be used for many online nursing programs, including Associate Degree in Nursing (ADN), BSN, and RN-to-BSN degrees, as long as the school participates in Title IV federal aid. To qualify, the program must be offered through an accredited institution, most commonly accredited by the Commission on Collegiate Nursing Education (CCNE) or the Accreditation Commission for Education in Nursing (ACEN). 

FAFSA funds can help cover tuition, fees, and other related costs. Before applying, it’s important to confirm both the school’s Title IV status and program accreditation to ensure you’re eligible for federal grants or loans.

Top 10 Online Nursing Schools That Accept FAFSA

Choosing the right RN-to-BSN program means balancing affordability, flexibility, and career outcomes. The schools below are FAFSA-eligible and accredited, giving you access to financial aid while completing your bachelor’s degree online.  

1. University of Southern Indiana

If you’re a working nurse looking to complete your bachelor’s without putting your career on hold, the University of Southern Indiana’s RN-to-BSN program could be a great fit. The online format is built around convenient eight-week classes, making it easier to balance studies with your schedule. You’ll complete 30 credits of core nursing courses and 18 to 19 credits of support classes, with topics ranging from global health to evidence-based practices.

Required courses include Health Assessment for Registered Nurses, Transition to Advanced Nursing Practice, Care Coordination in Professional Nursing Practice, and Leadership in Nursing and Healthcare Organizations. The program is designed to sharpen your problem-solving and leadership skills, preparing you for advanced roles in nursing or even graduate-level study.

• Estimated tuition cost: $345 per credit hour
• Program length: 14 months depending on transfer credits
• Accreditation: CCNE

2. Western Governors University

Western Governors University (WGU) takes a unique approach with its online RN-to-BSN program by embedding six professional certificates into the degree, such as genetics and genomics, palliative care, and cultural competence. The curriculum is evidence-based and designed to help you improve patient outcomes and strengthen your resume.

Most students transfer in about 12 courses from their associate degree, leaving 11 courses to complete. The program also requires a 35-hour field experience, giving you hands-on exposure while still keeping the schedule flexible. 

• Estimated tuition cost: $355 per credit hour
• Program length: 12 months depending on transfer credits
• Accreditation: CCNE

3. Walden University

Walden University’s RN-to-BSN program is built with working nurses in mind, offering a choice between an instructor-led format or the self-paced Tempo Learning option. The curriculum emphasizes leadership, community health, and health promotion, with courses such as Health Assessment, Population Health Nursing, and Nursing Research & Evidence-Based Practice.

Students can transfer up to 75% of prior credits, making it easier to finish sooner and at a lower cost. Another perk is the “accelerate into master’s” pathway, which lets you earn up to 15 master’s-level credits at the undergraduate tuition rate.

• Estimated tuition cost: $355 per quarter hour
• Program length: Nine months depending on transfer credits
• Accreditation: CCNE

4. University of Alabama

The University of Alabama’s online RN-to-BSN program is designed to help registered nurses build on their experience while earning a bachelor’s degree. Students complete 30 nursing credit hours with courses like Nursing Informatics, Role Transition, Inquiry for Evidence-Based Practice, and Community Health.

Upon admission, you’ll also receive credit for 40 hours of nursing coursework, giving you a head start on finishing your degree. The program is flexible enough to fit around a nurse’s work schedule and provides opportunities to strengthen leadership skills and prepare for advanced roles in today’s healthcare settings.

• Estimated tuition cost: $399 per credit hour
• Program length: 12 months depending on transfer credits
• Accreditation: CCNE

5. Galen College of Nursing

At Galen College of Nursing, the RN-to-BSN program is designed by nurses for nurses, making it especially relevant for those already in the field. The CCNE-accredited program is fully online, with six start dates each year, and integrates virtual simulations along with specialty electives that let you tailor your experience.

The curriculum builds on your RN skills while allowing you to transfer in general education credits, potentially reducing your course load. Graduates leave prepared for advancement in clinical practice or leadership, supported by career planning resources that help you map out next steps in nursing.

• Estimated tuition cost: $424 per credit hour
• Program length: 12 to 16 months depending on transfer credits
• Accreditation: CCNE

6. Rasmussen University

Rasmussen University’s RN-to-BSN program uses a project-based learning approach to help you connect coursework with real-world nursing practice. The 70-credit curriculum combines online courses with in-person clinical experiences and focuses on leadership, healthcare technology, nursing theory, and community health.

The program also includes an accelerated master’s pathway, allowing you to take up to two Master of Science in Nursing (MSN) courses during your BSN studies. This creates a direct bridge to graduate programs like the MSN or Doctor of Nursing Practice (DNP) for nurses planning long-term advancement.

• Estimated tuition cost: $453 per credit hour
• Program length: 12 to 18 months depending on transfer credits
• Accreditation: CCNE

7. Arizona State University

Arizona State University’s online RN-to-BSN program is designed for RNs with an associate degree who want to expand their expertise and move into advanced roles. The curriculum covers leadership and management, evidence-based practice, research, and both community and global health, giving you a strong foundation for career growth.

Graduates are prepared to work in a variety of healthcare environments, including hospitals, ICUs, and specialty clinics. The BSN also serves as a stepping stone toward advanced practice degrees, helping position you for careers as a nurse practitioner, nurse anesthetist, or other specialized roles.

• Estimated tuition cost: $486 per credit hour
• Program length: 12 to 16 months
• Accreditation: CCNE

8. University of North Dakota

The University of North Dakota offers a fully online RN-to-BSN program that builds on your associate degree with 30 additional credits. The curriculum blends liberal arts, sciences, and nursing to prepare you for leadership and evidence-based practice across diverse healthcare settings.

Along with technical skills, the program focuses on professional values like social justice, honesty, and respect, ensuring you graduate ready to provide competent and compassionate care. Courses also highlight the integration of patient care technology and collaboration within healthcare teams, giving you the tools to improve outcomes in real-world practice.

• Estimated tuition cost: $490.91 per credit hour
• Program length: 12 to 24 months
• Accreditation: CCNE

9. Ohio State University

Ohio State University’s RN-to-BSN program is designed for nurses ready to take the next step without pausing their careers. Offered fully online, the curriculum blends nursing theory, global health, research, and community nursing with leadership and management training. Courses are taught by accomplished faculty from the College of Nursing and Health Innovation, many of whom hold national awards.

Graduates leave prepared for advancement into leadership roles or as strong candidates for graduate-level degrees. Whether your goal is promotion in your current workplace or progressing toward becoming a nurse practitioner, Ohio State’s program provides a solid foundation.

• Estimated tuition cost: $522.71 per credit hour
• Program length: Nine to 12 months depending on transfer credits
• Accreditation: CCNE

10. Chamberlain University

Chamberlain University’s RN-to-BSN program is built for flexibility, making it a strong choice for working nurses with busy schedules. The 100% online format has no required login times, allowing you to move through coursework and a direct care component at your own pace.

Students can transfer up to 75% of required credits. The degree not only opens doors to leadership and specialized nursing roles but also serves as a clear bridge to graduate programs. With multiple start dates each year, you can begin advancing your education when the timing is right.

• Estimated tuition cost: $635 to $765 per credit hour
• Program length: 12 months with full-time enrollment
• Accreditation: CCNE

How We Rank Schools

To create this list, we review data from the U.S. Department of Education College Scorecard and the National Center for Education Statistics (NCES), along with program-level details published by each university.

We selected these RN-to-BSN programs with a focus on quality, accessibility, and affordability so working nurses can advance their education without unnecessary barriers. Each program meets strict standards to ensure students have access to financial aid, accredited training, and career-ready skills.

• FAFSA eligibility: Only Title IV institutions are included so students can apply for federal aid.
• Accreditation: Programs must be accredited by the Commission on Collegiate Nursing Education (CCNE) or the Accreditation Commission for Education in Nursing (ACEN).
• Affordability: Schools with lower tuition and flexible payment options are ranked higher.
• Clinical requirements: Preference is given to programs with flexible clinical placements or community-based projects.

How To Get Financial Aid for Nursing Programs

FAFSA can make earning a BSN more affordable by covering tuition, fees, and other education expenses through a mix of federal loans, Pell Grants, and work-study opportunities. Many nursing students also qualify for scholarships offered by schools, professional associations, or community foundations. 

In addition, nursing-specific grants such as those provided by the Health Resources and Services Administration (HRSA) can support students who plan to work in underserved areas. Completing the FAFSA early ensures you’re considered for the widest range of aid, and combining federal, state, and private funding sources can greatly reduce out-of-pocket costs.

How To Find Affordable Nursing Schools That Accept FAFSA

The cost of RN-to-BSN programs varies, with tuition often ranging from $300 to $600 per credit hour, not including books or fees. FAFSA helps cover these costs by offering grants, loans, and sometimes work-study opportunities. Beyond federal aid, students should look into employer tuition reimbursement (common in healthcare) as well as state grants and nursing scholarships. 

Comparing tuition costs across schools is important, but so is reviewing transfer pathways. Programs that accept a high number of transfer credits may significantly cut your overall expenses and shorten completion time, making them a smarter long-term investment.

What To Look for in an Online Nursing Program

When choosing an online RN-to-BSN program, accreditation is the first thing to check–look for approval from CCNE or ACEN to ensure your degree is recognized by employers and licensing boards. Strong programs also prepare you for the National Council Licensure Examination (NCLEX) if you’re an ADN student moving toward a BSN. 

Clinical placement is another key factor; flexible options such as community projects or local arrangements can make it easier to complete requirements while working. Finally, scheduling matters–programs with self-paced or accelerated courses give you the flexibility to balance nursing shifts with advancing your education.

FAQs About Online Nursing Programs and FAFSA

You may have questions about how financial aid applies to online nursing programs, especially when balancing work and school. Below are answers to common concerns about using FAFSA and completing your degree affordably.

Does FAFSA Cover RN-to-BSN Programs?

Yes, FAFSA can be applied to RN-to-BSN programs as long as the school is Title IV eligible and accredited by an agency such as CCNE or ACEN. Federal aid can help pay for tuition, fees, and other education-related costs. 

Many online RN-to-BSN programs are housed within established universities, which means they meet these requirements. To be sure, check the school’s financial aid office or use the Federal Student Aid database to confirm eligibility before applying.

Are Online Nursing Programs as Respected as On-Campus?

Accredited online nursing programs are generally just as respected as their on-campus counterparts. What matters most to employers is whether your degree comes from a CCNE- or ACEN-accredited institution, not the format in which you studied. 

Online RN-to-BSN programs often use the same faculty and curriculum as campus programs, ensuring consistency in quality. Since many are designed for working nurses, employers recognize the commitment it takes to balance work and online study, and value the advanced skills you gain.

Do Online Programs Include Clinical Requirements?

Yes, most online nursing programs still include a clinical or field experience component. While the coursework may be fully online, hands-on learning is essential in nursing, so programs often arrange local clinical placements or community-based projects. 

RN-to-BSN programs may require fewer hours than traditional pre-licensure degrees since students already have nursing experience. These requirements are designed to be flexible, often allowing you to complete them at your current workplace or within your community. It’s important to confirm clinical expectations with your school before enrolling.

Can FAFSA Cover Nursing Supplies and Exam Fees?

FAFSA funds are applied first to tuition and mandatory school fees, but leftover aid can often be used for required supplies such as uniforms, stethoscopes, and textbooks. In some cases, exam fees may also be covered if they are billed through the school. 

For example, certain programs include NCLEX or certification exam costs in tuition, making them eligible for financial aid. If exam fees are separate, you may need to pay upfront and use the remaining FAFSA funds for reimbursement. Always check with your school’s financial aid office to confirm what expenses are included.

What’s the Job Outlook for Nurses?

The demand for nurses is projected to remain strong, with the Bureau of Labor Statistics estimating continued growth of 5% in registered nurse employment. This demand is fueled by an aging population, greater emphasis on preventative care, and nursing shortages in many regions. 

Hospitals, outpatient clinics, and long-term care facilities will all require more qualified nurses to meet patient needs. A BSN is increasingly becoming the preferred credential, and earning one can improve job security, career advancement opportunities, and eligibility for higher-paying positions in specialized areas of nursing.

Explore FAFSA-Eligible Online Nursing Programs

Compare FAFSA-eligible RN-to-BSN programs to find the best fit for your schedule, career goals, and budget. Visit Learn.org to review accredited schools and start your journey toward advancing your nursing career.