Most Affordable Online Bachelor's Degrees in Maryland 2025

Earning a degree is a significant investment of both your time and money, but it doesn't have to be out of reach. For Maryland residents and beyond, there are numerous opportunities to earn one of the cheapest online bachelor's degrees that offers both quality and affordability.

With the rise of affordable bachelor's degrees online, students can access an online education, financial aid, and high-demand programs. Keep reading to explore some of the top choices for affordable, accredited educational programs in Maryland and discover the best path for your educational journey.

How Much Does an Online Bachelor's Degree Cost in Maryland?

An online bachelor's degree in Maryland typically costs between $300 and $500 per credit hour, depending on whether the school is public or private. Public colleges like the University of Maryland Global Campus (UMGC) offer some of the most affordable online bachelor's degree programs, with in-state rates as low as $330 per credit hour for undergraduates.

In contrast, private institutions may charge more, although financial aid options can offset costs. Additional factors that impact total expenses include technology fees, residency status, and the type of degree program.

Cheapest Online Bachelor's Degree Programs in Maryland

Maryland is home to several accredited schools offering affordable online bachelor's degree programs. The colleges listed below provide flexible learning options, low tuition rates, and financial aid opportunities, making them ideal choices for students seeking a quality education without the travel and parking hassles associated with an on-campus experience.

1. University of Maryland Global Campus

UMGC offers over 30 fully online bachelor's degree programs designed with input from industry experts and employers. Students benefit from no-cost digital course materials, eliminating most textbook expenses, and have access to a comprehensive online library and 24/7 tech support. The university also provides an interest-free monthly payment plan to make education more affordable.

Average in-state tuition: $7,992

Average out-of-state tuition: $12,336

Financial aid: Federal Pell Grant, Supplemental Educational Opportunity Grant, direct subsidized and unsubsidized loans, Direct PLUS loans, scholarships, and work-study programs

Accreditation: Middle States Commission on Higher Education (MSCHE)

2. Morgan State University

Morgan State University offers select online bachelor's degree programs through its School of Interdisciplinary and Continuing Studies, catering to adult learners and non-traditional students. These programs provide flexible scheduling and are designed to accommodate working professionals. Students have access to comprehensive online resources, including the Earl S. Richardson Library, which offers over one million e-books and 5,000 periodical titles.

Average in-state tuition: $8,118

Average out-of-state tuition: $18,800

Financial aid: Federal Pell Grant, FSEOG, federal direct subsidized and unsubsidized loans, Federal Direct PLUS loans, institutional scholarships, and work-study programs

Accreditation: MSCHE

3. Bowie State University

As one of the many online colleges that accept the Pell Grant, Bowie State University offers online bachelor's degree programs in computer science, computer technology, and criminal justice. The university provides an extensive distance learning environment, including access to the Thurgood Marshall Library's digital resources and dedicated academic advising. Students can engage in interactive coursework and benefit from faculty with real-world experience in their respective fields.

Average in-state tuition: $8,999

Average out-of-state tuition: $19,889

Financial aid: Federal Pell Grant, FSEOG, federal direct subsidized and unsubsidized loans, Federal Direct PLUS loans, institutional scholarships, Maryland state grants, and federal work-study programs

Accreditation: MSCHE

4. University of Maryland, Baltimore

University of Maryland, Baltimore's School of Nursing (UMSON) offers an online RN-to-BSN program tailored for licensed registered nurses. The healthcare program provides access to digital resources, including the Health Sciences and Human Services Library, and offers personalized academic advising. Students can also engage in specialized interest areas, such as substance use and addictions, without additional coursework.

Average in-state tuition: $9,827

Average out-of-state tuition: $40,389

Financial aid: Federal Pell Grant, FSEOG, federal direct subsidized and unsubsidized loans, Federal Direct PLUS loans, merit scholarships, donor-funded scholarships, Conway Scholarship, and work-study programs

Accreditation: MSCHE and Commission on Collegiate Nursing Education (CCNE)

5. Frostburg State University

Frostburg State University offers a Bachelor of Science (BS) in engineering with a concentration in electrical engineering through a collaborative program with Anne Arundel Community College (AACC). This program is designed for students who have completed an Associate of Science (AS) or Associate of Science in Engineering (ASE) degree, providing a seamless transition to a four-year degree.

Average in-state tuition: $9,998

Average out-of-state tuition: $25,180

Financial aid: Federal Pell Grant, FSEOG, federal direct subsidized and unsubsidized loans, Federal Direct PLUS loans, institutional scholarships, and work-study programs

Accreditation: Engineering Accreditation Commission of ABET

Other Affordable Online Bachelor's Degrees in the U.S.

If you're open to studying outside Maryland, several accredited institutions across the U.S. offer affordable bachelor's degrees for out-of-state students. These schools combine low-tuition rates with strong student support services and flexible distance education options. Many are online colleges that accept transfer credits, making them accessible to students nationwide.

University of Florida

UF Online offers a fully online Bachelor of Science in computer science through the College of Liberal Arts and Sciences. The program emphasizes theoretical foundations of information and computation, allowing students to tailor their curriculum to their interests. UF Online students have access to the same faculty and academic resources as full-time, in-person students.

Average in-state tuition: $3,876

Average out-of-state tuition: $16,579

Program length: four years

Financial aid: Federal Pell Grant, FSEOG, federal direct subsidized and unsubsidized loans, Federal Direct PLUS loans, institutional scholarships, and work-study programs

Accreditation: Southern Association of Colleges and Schools Commission on Colleges (SACSCOC)

Oregon State University

As one of the low-cost online colleges with scholarships, OSU Ecampus offers over 30 undergraduate programs, including disciplines such as environmental sciences, computer science, and psychology. Courses are delivered by OSU faculty and provide the same curriculum as on-campus programs. College students enjoy engaging classes that provide the skills needed in the job market.

Average in-state tuition: $5,000 to $8000, depending on degree and number of credits

Average out-of-state tuition: $5,000 to $8000, depending on degree and number of credits

Program length: four years

Financial aid: Federal Pell Grant, FSEOG, federal direct subsidized and unsubsidized loans, Federal Direct PLUS loans, institutional scholarships, and work-study programs

Accreditation: Northwest Commission on Colleges and Universities (NWCCU)

Arizona State University

With almost 97,000 students enrolled in online classes, ASU Online is a leader in virtual studies. The college offers more than 100 bachelor's degrees across various fields, including engineering, business, and health sciences. Well-known as one of the cheap online colleges that accept FAFSA, ASU Online provides a suite of resources for all of its students, including academic advising, tutoring, and career services.

Average in-state tuition: $11,308

Average out-of-state tuition: $13,512

Program length: four years

Financial aid: Federal Pell Grant, FSEOG, federal direct subsidized and unsubsidized loans, Federal Direct PLUS loans, institutional scholarships, and work-study programs

Accreditation: Higher Learning Commission (HLC)

University of Illinois Springfield

UIS Online offers a range of degree and certificate options, including bachelor's degrees in computer science, business administration, and political science. Online classes are intentionally capped at 25 students, so that learners can experience personalized interactions with their professors. The faculty may either provide video recordings of lectures or have live sessions at specific times.

Average in-state tuition: $12,252

Average out-of-state tuition: $22,017

Program length: four years

Financial aid: Federal Pell Grant, FSEOG, federal direct subsidized and unsubsidized loans, Federal Direct PLUS loans, institutional scholarships, and work-study programs

Accreditation: HLC

University of Massachusetts

UMass Global offers bachelor's degree programs for distance learners in areas such as business administration, criminal justice, and psychology. Designed for working adults, the programs offer flexible scheduling and personalized support. UMass specialists provide one-on-one assistance to virtual students in areas like technology, math, and writing through the Center for Instructional Innovation.

Average in-state tuition: $12,520

Average out-of-state tuition: $12,520

Program length: four years

Financial aid: Federal Pell Grant, FSEOG, federal direct subsidized and unsubsidized loans, Federal Direct PLUS loans, institutional scholarships, and work-study programs

Accreditation: WASC Senior College and University Commission (WSCUC)

How We Rank Schools

We evaluate each school using a clear, consistent methodology to help students find bachelor's degree programs at schools with strong academics and financial accessibility. Our rankings prioritize transparency, affordability, and real value for online learners across the U.S.

• Accreditation: We only include regionally or nationally accredited institutions.
• Affordability: Online colleges with monthly payment plans, tuition under $500 per credit hour, and financial aid receive priority selection.
• Program reputation and quality: We focus on student outcomes, faculty credentials, and curriculum strength.
• Online format: Programs we select must be fully online, with student support and flexible course delivery.

FAQs About the Cheapest Bachelor's Degrees in Maryland

If you're considering an affordable online degree in Maryland, you likely have questions about cost, accreditation, and flexibility. Here are answers to help guide your decision.

What Is the Cheapest Online Bachelor's Degree in Maryland?

The most affordable online bachelor's degree in Maryland is offered by UMGC, with in-state tuition at $324 per credit hour. For a standard 30-credit academic year, this totals $9,720. UMGC provides over 30 fully online bachelor's programs, emphasizing flexibility and accessibility for working adults.

What Is the Cheapest Way To Get a Bachelor's Degree?

The cheapest way to earn a bachelor's degree includes transferring community college credits, passing CLEP exams to skip general courses, and maximizing scholarships and grants. Some students also lower costs by enrolling part-time while working or choosing schools with tuition caps or monthly payment plans to better manage expenses.

Is Online College Worth It?

Yes, online college can be worth it. A U.S. Department of Education analysis found that students in online learning conditions performed modestly better, on average, than those learning the same material through traditional face-to-face instruction. This suggests that well-designed online programs can be as effective as, or even superior to, traditional classroom settings.

What Other Fees Should I Expect for an Online Bachelor's Degree?

When pursuing online courses, students may encounter various fees beyond tuition. These can include application fees, technology fees, course-specific fees, and graduation fees.

For instance, UMGC students are charged a $15 per-credit technology fee and a $50 application fee. Additionally, students may encounter other fees, such as for returned checks, make-up exams, or diploma costs. It's essential to review each online school's fee structure to fully understand the total cost of your education.

Explore Online Bachelor's Degrees

Maryland offers a variety of affordable online bachelor's degree programs that cater to diverse fields. Find more degree options with financial aid and flexible learning formats at Learn.org.