Top 10 Cheapest Colleges in Florida

Updated on 11/6/2025

Florida offers some of the most affordable college options in the country, making higher education more accessible for students from all backgrounds. From low in-state tuition to a wide range of scholarships, Florida schools focus on helping you reach your goals without taking on excessive debt. 

Programs like the Florida Bright Futures Scholarship and the Florida College System make it easier to earn a respected degree at a manageable cost. Below, you'll find 10 of the cheapest accredited colleges in Florida, along with details about tuition, financial aid, and online flexibility.

How Much Will a College Degree Cost in Florida?

Florida students enjoy some of the lowest college costs in the nation. According to the Florida Department of Education, in-state tuition at public universities averages around $6,000 per year, while community colleges charge even less for associate and bachelor's degrees. The state's financial aid programs, such as the Florida Bright Futures Scholarship and the Florida Student Assistance Grant, help thousands of residents pay for tuition, books, and other educational expenses each year.

Top Cheap Colleges in Florida

The following institutions represent the most affordable degree options in the state, including both community and state colleges. If you're searching for the cheapest state college in Florida, these schools stand out for their low tuition, flexible online programs, and strong student success rates.

1. Gulf Coast State College

Located in Panama City, Gulf Coast State College offers a wide selection of associate and bachelor's programs in business, health sciences, and information technology. The college prioritizes practical learning through modern labs and internship opportunities that prepare you for in-demand careers or a smooth transfer to a four-year university.

Affordable tuition and flexible online options make Gulf Coast one of the cheapest online colleges in Florida. You can also find scholarships for veterans, first-generation students, and working adults to help offset costs even further.

• Estimated tuition cost: $72.92 per credit hour (in-state); $294.34 per credit hour (out-of-state)
• Financial aid: Federal and state aid, Foundation scholarships, and tuition installment plans are available.
• Accreditation: Southern Association of Colleges and Schools Commission on Colleges (SACSCOC)

2. Santa Fe College

Santa Fe College in Gainesville is nationally recognized for its academic excellence and affordable pathways to higher education. You can choose from associate and bachelor's degrees in fields such as nursing, education, and business management, or earn technical certificates that lead directly to employment.

Tuition remains among the lowest in Florida, and the college offers online and hybrid programs to fit your schedule. Numerous scholarships and need-based grants make Santa Fe a smart investment in your education.

• Estimated tuition cost: $77.98 per credit hour (in-state); $309.10 per credit hour (out-of-state)
• Financial aid: Federal and state aid, Foundation scholarships, and tuition assistance programs are available for eligible students.
• Accreditation: SACSCOC

3. Pensacola State College

Pensacola State College (PSC) offers more than 100 programs across business, education, health sciences, and technology. The college provides strong academic and career support, including tutoring, advising, and job placement resources that help you move confidently into the workforce.

PSC's tuition ranks among the lowest in the state, with many courses available fully online or in hybrid formats. You can also apply for Foundation scholarships and state-funded grants that make earning a degree even more affordable.

• Estimated tuition cost: $79.20 per credit hour (associate level); $91.79 per credit hour (bachelor level)
• Financial aid: Federal and state aid, Foundation scholarships, and tuition payment plans are available.
• Accreditation: SACSCOC

4. Daytona State College

Daytona State College is well known for its high-quality online education, offering degrees in business, education, engineering technology, and health sciences. Smaller class sizes and hands-on learning provide personalized instruction as you develop technical and professional skills.

Daytona State's tuition remains among the lowest in the region, and its online programs regularly receive national recognition for quality and value. Scholarships, need-based grants, and tuition waivers for eligible programs make it a top choice for cost-conscious students.

• Estimated tuition cost: $79.22 per credit hour (in-state); $311.18 per credit hour (out-of-state)
• Financial aid: Federal and state financial aid, Foundation scholarships, and tuition discounts for eligible students are available.
• Accreditation: SACSCOC

5. Miami Dade College

Miami Dade College, one of the largest and most diverse institutions in the U.S., offers programs in cybersecurity, film, nursing, and business. Its seven campuses and online learning options make it easy to build a schedule that fits your life.

Known for its affordability, Miami Dade offers hundreds of scholarships each year, including programs that fully cover tuition for recent graduates and low-income students. It's a strong option for earning a high-value degree without a high price tag.

• Estimated tuition cost: $82.78 per credit hour (in-state); $331.11 per credit hour (out-of-state)
• Financial aid: Federal and state grants, merit-based scholarships, and tuition waivers are available for qualifying students.
• Accreditation: SACSCOC

6. College of Central Florida

At the College of Central Florida, students can earn associate and bachelor's degrees in high-demand fields like healthcare, business, and early childhood education. The college is known for its supportive learning environment and flexible scheduling for working adults.

Affordable tuition and online options make the College of Central Florida one of the cheapest degrees to earn in the state. You can also access institutional scholarships and work-study opportunities that make this already affordable college even more cost-effective.

• Estimated tuition cost: $82.78 per credit hour (in-state); $331.12 per credit hour (out-of-state)
• Financial aid: Federal and state aid, Foundation scholarships, and work-study programs are available for eligible students.
• Accreditation: SACSCOC

7. Chipola College

Located in Marianna, Chipola College offers affordable two- and four-year programs in education, business administration, and health sciences. Small class sizes and close community partnerships create a welcoming environment that supports both traditional and adult learners.

Chipola's tuition rates are among the lowest in Florida, and the college provides many Foundation scholarships for local and transfer students. Online and hybrid classes also give working professionals the flexibility to complete a degree while maintaining theicareerser.

• Estimated tuition cost: $102 per credit hour (in-state); $296.35 per credit hour (out-of-state)
• Financial aid: Federal and state aid, Foundation scholarships, and tuition installment plans are available.
• Accreditation: SACSCOC

8. Indian River State College

Indian River State College (IRSC) offers a wide range of associate and bachelor's degrees designed to meet workforce needs in healthcare, business, and education. With multiple campuses and a strong online learning platform, students can complete coursework on campus or entirely online.

IRSC consistently ranks as one of the most affordable and academically strong colleges in Florida. Low tuition, tuition-free programs for qualifying residents, and scholarship options make it an excellent value for Florida students.

• Estimated tuition cost: $103.83 per credit hour (in-state); $390.49 per credit hour (out-of-state)
• Financial aid: Federal and state aid, institutional scholarships, and workforce training grants are available for qualifying students.
• Accreditation: SACSCOC

9. Florida State College at Jacksonville

Florida State College at Jacksonville (FSCJ) provides more than 100 programs in business, IT, and healthcare fields, giving you flexible options to meet your career goals. Strong partnerships with Florida universities make it easy to transfer credits toward a bachelor's or master's degree.

Affordable tuition and one of the state's largest selections of online programs help students complete their education on their own terms. Scholarships, tuition assistance, and state-funded grants make FSCJ one of the best values in the state.

• Estimated tuition cost: $104.88 per credit hour (in-state); $401.27 per credit hour (out-of-state)
• Financial aid: Federal and state aid, FSCJ Foundation scholarships, and tuition assistance programs are available.
• Accreditation: SACSCOC

10. St. Petersburg College

St. Petersburg College (SPC) offers more than 100 degree and certificate programs in areas such as nursing, education, and information technology. You can study fully online or on campus at one of its multiple locations across Pinellas County.

Affordable tuition and generous scholarship programs make SPC a top pick for students focused on cost savings. You can also apply for state and institutional grants that make completing your degree even more affordable.

• Estimated tuition cost: $111.75 per credit hour (in-state); $386.90 per credit hour (out-of-state)
• Financial aid: Federal and state grants, SPC Foundation scholarships, and payment plan options are available.
• Accreditation: SACSCOC

How To Make College Affordable in Florida

Florida students can make college more affordable through state aid, scholarships, and flexible online options. These programs help reduce tuition costs and provide support for both full-time and part-time learners.

Apply for State Financial Aid Programs

The Florida Office of Student Financial Assistance (OSFA) manages programs that make college more affordable for residents. These include the Florida Bright Futures Scholarship, which rewards academic merit, and the Florida Student Assistance Grant, which provides need-based aid. You can apply through OSFA's website after submitting your FAFSA and confirming your eligibility.

Use Federal Financial Aid and Pell Grants

Filing the Free Application for Federal Student Aid (FAFSA) gives you access to key federal programs like Pell Grants, Direct Loans, and work-study opportunities. Many Florida colleges also use FAFSA data to determine eligibility for their own need-based awards. Submitting your FAFSA early each year increases your chances of receiving maximum aid.

Consider Community Colleges and Transfer Pathways

Florida's 28-member college system offers affordable associate degrees and workforce certifications. Many students start at these colleges and later transfer to a four-year university under the state's 2+2 articulation agreement. This strategy can help you save thousands while still earning a bachelor's degree from a top Florida university.

Take Advantage of Scholarships

You can lower your tuition costs even further by applying for scholarships that reward both merit and need. Florida offers options like the Benacquisto Scholarship for National Merit Scholars and the First Generation Matching Grant for first-generation students. Many local organizations also fund community-based scholarships that can be combined with state or federal aid.

Explore Online and Hybrid Degree Options

Many of Florida's most affordable colleges offer flexible, accredited online programs. UF Online, UCF Online, and Florida International University Online allow students to complete degrees from anywhere in the state. Choosing an online or hybrid format can also reduce costs related to commuting, housing, and campus fees.

FAQs About the Most Affordable Colleges in Florida

Florida students often ask about tuition rates, online programs, and financial aid opportunities. Below are answers to common questions about the state's most affordable options.

How Much Does the University of Florida Cost?

In-state tuition at the University of Florida (UF) averages around $6,400 per year, making it one of the lowest-priced flagship universities in the country. Out-of-state students typically pay higher rates, but UF offers scholarships and need-based aid to reduce expenses. Online learners may also find cost savings through UF Online's competitive per-credit tuition rates.

What Is the Cheapest College in Florida?

Several community and state colleges stand out for their low tuition, including Gulf Coast State College and Santa Fe College. These institutions offer associate and bachelor's programs at rates well below the state average. With financial aid and scholarships, many students can graduate for just a few thousand dollars per year.

Do Florida Colleges Offer In-State Tuition Discounts?

Yes, Florida residents benefit from significantly reduced in-state tuition at all public colleges and universities. Students from neighboring states may also qualify for regional discounts through special reciprocity programs. These savings can make attending college in Florida far more affordable than out-of-state alternatives.

Do Cheap Colleges in Florida Offer High-Quality Education?

Affordability doesn't mean sacrificing quality. Accredited colleges like Miami Dade College, the University of Central Florida, and Florida Atlantic University maintain rigorous academic standards and strong graduate outcomes. Students can earn respected degrees at these institutions while paying a fraction of the tuition charged by private schools.

Can I Attend College in Florida for Free?

Yes, it's possible for some students to attend college in Florida with full tuition coverage. Programs like the Florida Bright Futures Scholarship and the Florida Student Assistance Grant provide full or partial tuition support for qualifying residents. Many colleges also offer institutional scholarships that cover the remaining balance after state or federal aid.

Do Affordable Colleges in Florida Offer Online Degrees?

Yes, many of Florida's most affordable colleges provide online degrees designed for flexibility and accessibility. Schools such as UF Online, UCF Online, and Florida International University Online offer accredited, cost-effective programs that let you balance education with work or family responsibilities. Earning your degree online can help you save time and money while still gaining a respected credential.

Find an Affordable College in Florida

You can reach your education goals without overwhelming costs by exploring accredited, affordable colleges in Florida. Whether you prefer an online degree or a traditional campus experience, the state's financial aid and scholarship programs can help you make it happen. Visit Learn.org to compare programs, tuition rates, and aid options to find the best fit for your future.