10 Most Affordable Online MFT Programs in 2025

If you're passionate about helping couples, families, and individuals improve their relationships, an affordable online master's in marriage and family therapy (MFT) degree can be your pathway to a meaningful career. These programs prepare you to provide compassionate, evidence-based counseling while offering the flexibility you need to balance school with your life. By studying online, you can complete coursework from home, often at your own pace, while gaining the supervised clinical experience required to become licensed.

Affordability matters because you can focus on your education without the stress of overwhelming debt. Choosing a program that fits both your budget and career goals means you can start making a difference in people's lives sooner. In this guide, you'll find a carefully curated list of budget-friendly, accredited online MFT programs, giving you the tools to compare costs, formats, and strengths so you can choose the program that's right for you.

What Is a Master's in Marriage and Family Therapy?

A master's in marriage and family therapy gives you both academic and hands-on training to help individuals, couples, and families work through challenges. You'll study counseling theories, human development, ethics, and research methods while completing supervised clinical hours.

Some schools also offer a master's in clinical psychology, marriage and family therapy track, which combines advanced counseling skills with a stronger clinical focus. This blend of coursework and practice prepares you for licensure and meaningful work in diverse counseling settings.

Can You Earn an MFT Degree Online?

Yes, many online MFT programs allow you to complete your coursework remotely through interactive lectures, discussion boards, and virtual resources. This makes it easier to balance school with your personal and professional life. However, you'll still need to complete in-person practicum or internship hours at an approved site in your community to meet licensure requirements and gain valuable real-world counseling experience.

How Long Does an Online MFT Program Take?

Most online MFT programs take about two to three years to complete if you study full-time, with coursework and clinical training spread across multiple terms. Many schools also offer accelerated tracks that let motivated students finish in as little as 18 months.

If you attend part-time, your program may take longer, often up to four years. Your completion time can also be reduced by transferring approved graduate-level credits, which can shorten your course load and help you graduate sooner.

How Much Does an Online MFT Program Cost?

An online MFT program generally costs between $20,000 and $50,000 in total tuition. The final price depends on factors such as program length, residency status, and whether the school is public or private.

Accreditation can also play a role, as accredited programs may have higher tuition but meet licensure standards. In addition to tuition, you may need to budget for clinical supervision fees, textbooks, technology requirements, and internship expenses.

Most Affordable Online MFT Programs

Finding the right MFT programs doesn't have to mean taking on overwhelming debt. The programs below combine quality training with reasonable tuition.

1. Amberton University

Amberton University's Master of Arts in marriage and family therapy (MAMFT) is a flexible, affordable path for working adults who want to become licensed marriage and family therapists. Designed with busy schedules in mind, the program delivers coursework entirely online, so you can study from anywhere while keeping your work and family commitments.

You'll learn to assess, diagnose, and treat individuals, couples, and families through courses in human development, counseling techniques, and family systems theory. Clinical practicum and internship hours are completed in your own community. Amberton's supportive faculty and small class sizes create a personalized learning environment, helping you stay connected and confident as you work toward your professional goals.

• Estimated tuition cost: $325 per credit hour
• Financial aid: Amberton accepts federal aid and offers financial aid options, including payment plans for qualified students.
• Accreditation: Southern Association of Colleges and Schools Commission on Colleges (SACSCOC)

2. Lamar University

Lamar University's Master of Education (MEd) in counseling, marriage, couples, and family track is offered primarily online, allowing you to complete coursework in areas such as counseling theories, human development, and group counseling while managing your current work schedule.

Lamar integrates practical training through internships and supervised clinical experiences in your local area, ensuring you gain the skills and confidence needed for licensure. With experienced faculty and a reputation for quality online education, Lamar University provides the flexibility, affordability, and professional preparation you need to make a meaningful difference in the lives of couples and families.

• Estimated tuition cost: $360 per credit hour
• Financial aid: Lamar accepts federal aid and offers financial assistance through scholarships and payment plans for eligible students.
• Accreditation: SACSCOC

3. Touro University Worldwide

Touro University Worldwide (TUW) offers an online MFT program in California that's ideal for busy professionals seeking flexibility. This program focuses on building both clinical competence and cultural awareness, with courses in couples therapy, family systems, and child and adolescent counseling. You'll also explore ethical and legal considerations in the field to ensure you're prepared for professional practice.

Practicum and internship hours are completed in your local area. TUW's small class sizes and interactive online platform make it easier to connect with faculty and peers, which keeps you engaged while progressing toward licensure requirements.

• Estimated tuition cost: $525 per credit hour
• Financial aid: TUW accepts federal aid options and provides scholarships and military tuition assistance for qualified students.
• Accreditation: Western Association of Schools and Colleges (WSCUC)

4. Liberty University

Liberty University's MAMFT is a fully online program designed for working adults who want to advance their counseling careers without pausing their lives. You'll explore human development, systemic therapy, and multicultural counseling, while also integrating a faith-based perspective into your practice.

Courses are delivered asynchronously, so you can work on assignments when it fits your schedule. The program includes supervised internships, which you can arrange locally, allowing you to gain valuable real-world experience close to home.

• Estimated tuition cost: $580 per credit hour
• Financial aid: Liberty offers scholarships and payment plans to eligible students.
• Accreditation: SACSCOC

5. Regent University

Regent University's MA in marriage, couple, and family counseling combines academic excellence with a Christ-centered approach, preparing you to guide individuals and families through life's challenges. The program offers online coursework in topics like family systems, counseling techniques, and human growth and development, paired with on-site residencies that build practical skills and professional connections.

You'll complete internships in your own community, giving you experience while meeting licensure requirements. With small class sizes and dedicated faculty, Regent provides a supportive environment where you can grow personally and professionally.

• Estimated tuition cost: $730 per credit hour
• Financial aid: Regent accepts federal financial aid and offers scholarships and military benefits for eligible students.
• Accreditation: SACSCOC

6. University of Massachusetts Global

The University of Massachusetts Global's (UMass Global) MAMFT blends online learning with in-person clinical training to prepare you for licensure. You'll study areas such as family systems theory, psychopharmacology, and multicultural counseling, while also gaining advanced skills in assessment and treatment planning.

Required practicum and internship experiences are arranged near your home, giving you practical, hands-on experience without relocation. UMass Global's supportive faculty and career-focused approach ensure that by graduation, you're ready to help individuals, couples, and families manage complex emotional and relational challenges.

• Estimated tuition cost: $750 per credit hour
• Financial aid: UMass Global accepts federal aid and offers scholarships and employer tuition assistance to eligible students.
• Accreditation: WSCUC

7. University of Holy Cross

The University of Holy Cross (UHC) offers an MA in counseling with a concentration in marriage and family counseling that prepares you for meaningful work helping couples and families. This program blends online coursework with required in-person clinical training.

You'll study advanced counseling techniques, family systems, and human development while completing internships that meet licensure requirements. Rooted in the school's Catholic tradition, the program fosters a supportive and values-driven learning environment. With small classes and personalized guidance from faculty, you'll gain both the knowledge and the confidence to make a positive impact in your community.

• Estimated tuition cost: $760 per credit hour
• Financial aid: UHC accepts federal aid and offers scholarships for eligible students.
• Accreditation: SACSCOC

8. Abilene Christian University

Abilene Christian University's (ACU) MFT program is designed to help you develop the skills needed to support individuals, couples, and families in building healthier relationships. Offered in a primarily online format, the program blends academic coursework, covering family therapy models, ethics, and cultural diversity, with in-person clinical training at approved sites in your community.

You'll benefit from faculty mentorship and a faith-based learning environment that emphasizes compassion and integrity in counseling practice. Whether you're seeking licensure or advancing your expertise, ACU's program offers the flexibility and personal support you need to succeed in the counseling profession.

• Estimated tuition cost: $799 per credit hour
• Financial aid: ACU provides financial aid through scholarships and tuition payment plans for qualifying students.
• Accreditation: SACSCOC

9. National University

National University's (NU) MAMFT is designed for those who want to make a difference in the lives of couples and families. The program includes online coursework and required in-person clinical experiences, so you can study from home while gaining valuable, hands-on practice.

You'll take classes in family systems theory, counseling ethics, and multicultural perspectives, preparing you for licensure in many states. NU's month-long course structure allows you to focus on one subject at a time, making it easier to balance studies with other responsibilities.

• Estimated tuition cost: $913 per credit hour
• Financial aid: NU accepts federal financial aid and offers scholarships and military tuition discounts for qualifying students.
• Accreditation: WSCUC

10. Loma Linda University

Loma Linda University's (LLU) online Master of Science in marital and family therapy (MS MFT) offers a faith-based approach to counseling education, blending academic study with a focus on whole-person care. You'll complete most coursework online, covering topics such as child and adolescent therapy, crisis intervention, and advanced family counseling techniques.

The program also includes supervised clinical practice in approved settings, helping you meet licensure requirements. As part of LLU's School of Behavioral Health, you'll learn from faculty who are active practitioners, bringing real-world insights into the classroom. With its flexible online format and supportive Christian learning environment, this program is well-suited for students who want to integrate professional excellence with compassionate service.

• Estimated tuition cost: $916 per credit hour
• Financial aid: LLU accepts federal financial aid and provides scholarships and payment plans for eligible students.
• Accreditation: WSCUC

How We Rank Schools

We base our rankings on transparent, practical criteria that help you compare programs with confidence. Each factor plays a key role in ensuring value and quality.

• Accreditation: We included only programs with recognized accreditation, ensuring they meet the academic and professional standards often required for licensure.
• Affordability: Tuition rates and related fees were reviewed to identify programs that provide strong educational value without overwhelming student debt.
• Licensure readiness: Each program was evaluated on how well its coursework and supervised clinical hours align with state requirements for licensure.
• Program reputation: We considered factors like faculty qualifications, alumni success, and the strength of clinical partnerships to assess overall program quality.

Licensure Preparation for Online Marriage and Family Therapy Master's Programs

Accredited marriage and family therapy graduate programs are designed to help you meet state licensure requirements while building real-world counseling skills. Most programs combine online coursework with in-person clinical experiences, such as practicums and internships. These hours are essential for meeting state-specific requirements and preparing for licensure exams like the National MFT exam.

Coursework typically covers assessment, ethics, and intervention strategies, ensuring you're ready for professional practice. Because licensure rules vary by state, reputable programs guide you in meeting your local requirements and tracking your progress.

What To Expect in an Online MFT Program

When you enroll in an online marriage and family therapy program, you can expect a well-rounded blend of academic study and practical training. Coursework often covers counseling techniques, family systems theory, human development, and professional ethics, along with classes in research methods and multicultural counseling. Many programs also incorporate topics like trauma-informed care, crisis intervention, and the influence of societal and cultural factors on family dynamics.

While much of your learning will take place through online lectures, readings, and discussions, you'll also be required to complete supervised practicum and internship hours in person, usually within your own community. These hands-on experiences allow you to apply theory to real-life situations, build rapport with clients, and receive feedback from experienced professionals.

Throughout the program, you'll develop core skills such as active listening, conflict resolution, treatment planning, and evidence-based intervention. By the time you graduate, you'll be ready to help individuals, couples, and families navigate challenges while meeting the education and training requirements for state licensure.

Career Paths With an MFT Degree

A master's in marriage and family therapy can open the door to a wide range of meaningful and rewarding career paths. Many graduates become licensed marriage and family therapists, while others pursue roles as school counselors, employee assistance program specialists, or directors of counseling services in health care facilities. Some professionals branch into related areas, such as working with nonprofit organizations, offering crisis intervention services, or developing mental health programs for specific populations.

With experience, you could move into supervisory or administrative positions, overseeing therapy teams, managing clinical programs, or training new therapists. According to the U.S. Bureau of Labor Statistics, the median annual salary for marriage and family therapists is about $58,000, with the top 10% earning more than $104,000. The field's outlook is strong, with employment projected to grow much faster than the average for all occupations.

Where You Can Work as an MFT

With a marriage and family therapy degree, you can work in a variety of settings that fit your career goals and personal interests. Many MFTs establish private practices and offer counseling to individuals, couples, and families. Others work in hospitals or health care facilities to provide support to patients and their loved ones.

Community mental health agencies and nonprofit organizations also employ MFTs to serve diverse populations. Educational institutions, such as schools and universities, may hire therapists to work with students and families. These environments offer you opportunities to address a wide range of mental health and relationship challenges.

FAQs About Online Marriage and Family Master's Programs

If you are exploring marriage and family therapy master's degrees, you likely have questions about cost, licensure, and career potential. The FAQs below address the most common topics to help you make an informed decision about your education and future.

Is an Online MFT Degree Worth It?

An online MFT degree can help you build a career supporting individuals, couples, and families. Online flexibility lets you study while working, helping manage costs. Graduates often find in-demand roles in private practice, health care, or community agencies, gaining both professional opportunities and personal fulfillment in making a meaningful impact.

Are Online MFT Degrees Respected by Employers?

Online MFT degrees from accredited programs are respected by employers and meet licensure requirements. Graduates with completed clinical training and state exams are valued equally to on-campus peers. Many online programs are offered by the same universities as on-campus degrees, providing credentials that carry the same professional weight.

Can I Get Licensed With an Online MFT Degree?

You can become licensed with an online MFT degree if the program is accredited and meets your state's requirements. Most states require supervised practicum and internship hours, relevant coursework, and passing a licensing exam. Online programs typically let you complete practical hours locally, so check that your program meets your state's rules.

What Is the Fastest Online Master's in Marriage and Family Therapy Degree?

Most online MFT programs take two to three years, though accelerated options can finish in as fast as 18 months. Your timeline depends on full- or part-time enrollment, clinical hours, and transferable credits. Accelerated tracks require heavier workloads, while a slower pace helps balance work and personal responsibilities.

What Are the Admission Requirements for Online MFT Programs?

Most online MFT programs require a bachelor's degree, usually in psychology or a related field, with a minimum GPA of 2.75 to 3.0. Applicants submit transcripts, recommendation letters, a statement of purpose, and a resume. Some programs also require writing samples, prerequisite courses, or an interview to assess readiness for graduate-level counseling.

Are Marriage and Family Therapy Online Programs Accredited?

Reputable online MFT programs are accredited by the Commission on Accreditation for Marriage and Family Therapy Education (COAMFTE) or a regional body, ensuring high academic and professional standards. Accreditation is essential for state licensure, employer recognition, and access to federal financial aid. Always verify both institutional and program-specific accreditation before enrolling to ensure your degree meets professional requirements.

Do Online MFT Programs Require the GRE?

Many online MFT programs waive the GRE, especially for applicants with strong GPAs or advanced degrees, making admission easier for working professionals. Some programs still require scores, particularly for competitive applicants. Submitting strong GRE results, even if optional, can strengthen your application, so check each program's admissions requirements.

Can I Specialize Within an Online MFT Program?

Yes, many programs offer concentrations to align with your career goals. Common areas include child and adolescent therapy, trauma counseling, substance abuse counseling, couples therapy, and multicultural counseling. Specializing helps you build targeted skills, gain expertise in a niche, and improve your qualifications for specific professional roles.

Discover More Online Counseling Degrees

If you're passionate about helping others but want to explore beyond marriage and family therapy, there are many other counseling pathways to consider. By learning more additional online counseling degree programs on Learn.org, you can compare options, see which align with your interests, and take the next step toward a fulfilling career in the area of counseling that inspires you most.