4 Affordable Online Finance Degrees in Texas 2025

Financial advisors can find employment opportunities in the public and private sectors in diverse organizations including government agencies, healthcare service providers, and in personal financial planning. Although some of these positions will require advanced certifications or graduate degrees, nearly all of these career paths can start with an low-cost online finance degree.

Learners can find affordable online colleges in Texas and other states that offer online bachelor's degrees in finance. These degrees provide learners with different tuition rates and specialization options to consider.

Affordable Online Finance Degree Programs in Texas

Texan students can find multiple in-state programs to earn a finance degree. These online programs allow students to capitalize on in-state tuition rates and financial aid programs without having to step on campus.

1. Texas Tech University

The online Bachelor of Science in applied personal finance from Texas Tech University prepares students for careers in just about any industry. These online finance degrees can lead to careers in personal financial services, government work, and nonprofit financial management roles.

Students will develop skills like consumer financial management, communication, and Excel skills. Each online course at TTU is priced separately, and online undergraduate students will pay between $415 and $500 per credit hour. TTU also has scholarship opportunities for different students, including new freshmen and transfer students.

2. East Texas A&M University

The Bachelor of Business Administration (BBA) in finance from East Texas A&M University can be completed online, on-campus, or in a hybrid format. Students will prepare for work with portfolio management, financial institutions, and personal finance. This program can be completed as a four-year degree program or as a degree completion with relevant transfer credits.

In-state students pay $351 per credit hour for full-time (12 credit hour) enrollment, while non-residents pay $759. Students can qualify for both merit and need-based scholarships and grants offered through the school.

3. University of Houston

The University of Houston offers students an online Bachelor of Business Administration degree program with seven concentration options, including finance. This business program teaches skills related to decision-making, analyzing financial markets, and studying financial theories. The online tuition rate at the University of Houston is $409.25 per credit hour, regardless of residency or enrollment status, and the school awards millions of dollars in grants, scholarships, and work-study programs annually.

4. University of Texas Permian Basin

The Bachelor of Business Administration in finance degree from the University of Texas Permian Basin prepares students for advanced designations including Chartered Financial Analyst (CFA) and Certified Financial Planner (CFP). This business degree is taught in a fully asynchronous and self-paced format, allowing learners to earn their degree around other responsibilities, like work and family obligations.

Online tuition at UTPB is $362.34 per credit hour for all students. Students should submit their FAFSA to determine federal aid before applying for school-offered grants and loans.

Other Affordable Online Finance Programs

If Texan students can't find a degree program in-state that meets their educational goals, there are several affordable out-of-state options. Learning about out-of-state undergraduate programs can help you meet your educational goals without sacrificing your budget.

1. Missouri State University

Missouri State University offers students a Bachelor of Science in finance program. This online degree includes multiple elective options to customize learning experiences. Graduates of this program can earn employment as portfolio managers, financial planners, and budget analysts. The online tuition rate at MSU is $290 per credit, whether you live in Missouri or not. Students will be eligible for different types of financial aid based on their status as an incoming or returning student.

2. National University

The Bachelor of Science in financial management from National University uses hands-on learning experiences to prepare students for real-world applications of financial theory. Coursework in this degree includes risk management, financial planning, and international finance. National University's online students qualify for scholarships and grants in addition to the low tuition rate of $370 per credit hour.

3. University of Arizona Global Campus

The University of Arizona Global Campus provides a Bachelor of Arts in finance degree program. Students will learn skills needed for financial analysis and finance-based problem-solving. Learners will also study the legal, ethical, and regulatory considerations that financial decisions exist in. Students complete this degree one course at a time, which can lead to a highly flexible schedule. Online students pay $460 per credit hour for this degree program and receive access to ScholarshipUniverse to find specialized scholarships.

4. University of West Florida

Students at the University of West Florida can earn a Bachelor of Science in business administration in finance degree online. Students opting for the degree completion program can earn their degree in as few as 24 months. Coursework for this specialization includes financial theory, problems in corporate finance, and financial markets.

In-state students pay $218.98 per credit hour, while out-of-state students pay $341.67 per credit hour after qualifying for out-of-state tuition waivers and grants. UWF offers many financial aid programs since it awarded over $102 million in grants for the 2023 academic year.

Our Selection Criteria

Our methodology for selecting these schools used three main criteria. All of the schools in the above list were selected because they meet these high standards, resulting in more affordable and accessible higher education.

• Affordability: We selected programs with per credit hour rates of $500 or less after financial aid has been applied. These online universities accept FAFSA, which ensures that you'll be able to use financial aid packages.
• Flexibility: Online colleges provide more flexible learning than on-campus programs do. The programs we selected offer asynchronous and self-paced coursework to allow you to continue working and meeting family obligations.
• Accreditation: Most of these finance programs are offered through a university's college of business. We tried to find programs with AACSB, ACBSP, or similar accreditation. Accreditation ensures a high-quality education that can lead to careers, certifications, and online master's degree programs.

FAQs About Low-Cost Online Programs in Finance

Below, we've answered a few commonly asked questions about earning a degree in finance online to ensure you're informed before enrolling in a program.

What Is the Average Cost of an Online Finance Degree?

The average cost of an online degree ranges between $40,926 and $63,405 in total, according to U.S. News & World Report. This cost is based on factors like whether your school is in-state, whether your school is nonprofit or for-profit, and if you attend a public or private university. Online colleges that accept transfer credits will generally be more affordable than those that don't.

What Can You Do With an Online Finance Degree?

Online finance degrees can lead to multiple career paths. Some of the most common include budget analysts, financial examiners, and personal financial advisors. You can also choose to earn a master's degree in finance after you graduate.

Are Online Finance Degrees Worth It?

Online financial degrees are worth it for most students. These online programs are the most flexible and affordable way to enter the finance field. The only time an online degree won't be worth it is if the program lacks accreditation.

Explore Online Degree Programs and Enroll Today

With many high-quality in-state and out-of-state degree programs, it can be hard to find the best program for your individual needs. Read our school profiles to learn more about the schools that offer affordable online finance degrees. Once you've found schools that fit your needs, reach out to start your application process and request more information today.