What Is the Cheapest Degree To Go to College For?

The cost of college has become one of the biggest concerns for prospective students, especially as tuition rates continue to rise faster than wages. While higher education can lead to stronger career opportunities and long-term earning potential, not all degrees come with the same price tag. 

For students looking to minimize debt while still earning a credential, choosing an affordable degree program can make a significant difference. Some majors are consistently less expensive because they require fewer credit hours, rely on standard classroom instruction, or are widely offered at community colleges and public universities. Below, we break down some of the cheapest college degrees to pursue and explain why these programs often cost less than others.

What Makes Some College Degrees Cheaper Than Others?

Not all college degrees are priced the same, and the difference often comes down to how the program is structured. Degrees that focus on classroom-based learning typically cost less than those requiring laboratories, clinical hours, or specialized equipment. Programs with fewer total credit requirements or shorter completion timelines can also reduce overall tuition costs.

In addition, degree availability plays a role in affordability. Majors that are commonly offered at community colleges and public institutions tend to be more accessible and lower in cost than niche or highly specialized programs. When combined with in-state tuition rates, online learning options, or transfer pathways, these factors can significantly lower the total cost of earning a college degree.

Top 10 Cheapest Degrees To Go to College For

Many of the most affordable college degrees are offered widely and emphasize foundational skills that apply to a variety of career paths. The following list highlights degree options that are commonly associated with lower tuition costs while still providing strong academic and professional value.

1. Associate in Liberal Arts or General Studies

Community colleges make this one of the most cost-effective degree paths. An associate in liberal arts or general studies helps build a wide academic foundation and provides flexibility to explore different subjects. 

Many students use this degree as a transfer pathway to a four-year college, where general education credits apply toward a bachelor’s degree. Tuition at community colleges is typically lower than at universities, making this a great first step if you’re unsure of your long-term career goals but want to start on a budget.

2. Associate in Business Administration or Accounting

Business and accounting remain among the most affordable associate programs, especially at community colleges. These degrees provide essential skills in management, marketing, and finance that prepare you for entry-level business jobs. 

If you want to continue your education, credits often transfer directly into a bachelor’s program in business. With low tuition rates, this pathway keeps your costs manageable while giving you access to stable careers and advancement opportunities.

3. Associate Degree in Information Technology (IT)

The rapid expansion of the technology sector translates into a high demand for skilled IT professionals. Enrolling in an information technology associate degree program positions you at the forefront of this digital transformation and opens up a wide range of employment options.

Innovative learning environments, such as online courses and IT-focused colleges, provide affordable ways to gain in-demand skills. These programs allow you to balance studies with other responsibilities while building technical expertise that can lead directly to well-paying roles in tech support or networking.

4. Associate in Criminal Justice

An associate in criminal justice is another affordable option, especially through community colleges with lower tuition costs. This degree introduces you to topics like law enforcement, criminology, and corrections. 

Graduates may qualify for entry-level jobs such as correctional officers, probation assistants, or security personnel. For those aiming higher, an associate in criminal justice also serves as a pathway into a bachelor’s program, where career opportunities expand to fields, such as federal law enforcement or legal studies.

5. Bachelor's Degree in Education

The constant need for qualified educators offers a secure and fulfilling career choice. In addition to meeting this demand, earning a bachelor's degree in education can increase job stability over the long term and give graduates the satisfaction of influencing future generations.

Public colleges, which pride themselves on being accessible to all students, provide economically viable options for earning a bachelor's degree in education. These organizations maintain academic excellence while reducing financial burden and increasing access to higher education for a wider spectrum of people.

6. Bachelor's Degree in Business Administration

A bachelor's degree in business administration offers unparalleled versatility, serving as a foundational stepping stone for diverse industries. The complete business knowledge and skills acquired through this degree open doors to various career opportunities, making it a strategic investment in your future.

When compared to private institutions, state universities often offer lower tuition prices, demonstrating their commitment to providing affordable education. The financial benefit of earning a bachelor's degree in business administration is enhanced by the fact that in-state individuals will pay lower tuition.

7. Bachelor of Science in Nursing (BSN)

Nursing is an affordable degree with one of the highest returns on investment. Public colleges often offer discounted tuition for residents, helping keep the BSN within reach. The degree prepares you for licensure as a registered nurse, a role that is both in high demand and offers solid pay. Because nurses are needed nationwide, graduates often enjoy career stability, flexible work settings, and opportunities to advance into specialized practice or leadership.

8. Bachelor’s in Criminal Justice

Like the associate degree, a bachelor’s in criminal justice is an accessible degree that leads to rewarding careers in public safety. In-state tuition at public universities makes this major affordable, while the field itself offers many career options. 

Graduates may work in law enforcement, homeland security, or corrections. Those who pursue further education can move into legal careers or federal agencies.

9. Bachelor’s in Computer Science

A bachelor’s in computer science is an affordable way to enter one of the highest-paying career fields. Many public universities offer this degree at significantly lower tuition rates than private institutions, especially for state residents. 

Graduates are prepared for roles such as software developer, systems analyst, or cybersecurity professional—careers that come with high salaries and growing demand. The relatively low cost of a public program compared to strong earnings makes computer science a top ROI degree.

10. Bachelor’s in Psychology (Public Colleges)

Psychology is one of the most popular and flexible degrees. Earning a bachelor’s in psychology at a public university keeps costs affordable, especially for in-state students. 

While many graduates pursue careers in counseling or mental health through advanced degrees, a psychology bachelor’s program can also open doors to entry-level jobs in human services, case management, or business.

Exploring Cost-Effective College Degrees

A college degree that is reasonably priced in the higher education setting offers substantial educational value without placing undue stress on students. These programs strike a balance between price and value, ensuring that students acquire the necessary information and skills without accumulating unmanageable debt.

The costs associated with a college education go beyond just tuition. The cost is significantly affected by textbooks, housing, and other expenses.

A fundamental guideline while choosing a college degree is to take the Return on Investment (ROI) into account. It involves analyzing the long-term prospective financial and professional rewards a degree might provide. Investigating programs with a positive return on investment (ROI) ensures that the time and money spent on education provide successful results in the workplace.

Alternative Paths for Affordability

Many students reduce costs by choosing flexible formats and funding options. Below are two strategies to make your degree even more affordable.

Online and Hybrid Learning Formats

Online and hybrid programs from accredited universities make earning a degree more flexible and cost-effective. These options cut expenses like commuting and housing while letting you balance school with work or family responsibilities. 

Students can also progress at their own pace, which may shorten completion time and reduce overall costs. With many established colleges now offering accredited online programs, this path combines affordability with credibility.

Scholarships, Grants, and Financial Aid

Financial aid can make even higher-cost programs affordable. By completing the Free Application for Federal Student Aid (FAFSA), you can access Pell Grants, loans, and work-study opportunities. 

Beyond federal aid, thousands of scholarships are available from schools, nonprofits, and professional organizations. Matching your scholarship search to your chosen degree increases your chances of finding funding. 

Salary and ROI for Affordable Degrees

Affordable degrees can still lead to competitive salaries. Below are examples based on Bureau of Labor Statistics (BLS) data:

• Associate in Information Technology (IT): Computer support specialists earn about $61,550 per year.
• Bachelor’s in Education: Elementary teachers earn about $62,310 per year.
• Bachelor’s in Business Administration: Business analysts and managers earn about $101,190 per year.
• Bachelor’s in Nursing (BSN): Registered nurses earn about $93,600 per year.
• Bachelor’s in Computer Science: Software developers earn about $131,450 per year.

These figures show the potential return on investment, though actual salaries vary based on location, experience, and employer. 

FAQs About the Cheapest Degrees

Students often want to know how degree choice, tuition, and financial aid affect long-term value. Here are answers to some of the most common questions.

What Is the Cheapest Bachelor’s Degree To Earn?

Education, business, and criminal justice degrees are among the cheapest bachelor’s programs when earned at public universities, especially for in-state students. Tuition is often thousands less than private schools, and these degrees prepare you for stable jobs with steady demand.

Is an Associate Degree Worth It?

Yes, associate degrees in IT, business, or criminal justice are affordable and provide direct entry into job-ready fields. Many programs also serve as transfer pathways to bachelor’s degrees, giving you both immediate employment options and long-term flexibility.

Are Online Degrees Cheaper Than On-Campus Degrees?

Online programs often save students money by cutting out housing, meal plans, and commuting expenses. Tuition rates may also be lower, depending on the school. Combined with flexible scheduling, online degrees can be a more affordable way to finish your education.

Can Financial Aid Make an Expensive Degree Affordable?

Yes, financial aid can close the gap. Pell Grants, scholarships, tuition assistance, and work-study programs all help reduce costs. By combining multiple funding sources, even higher-priced degrees can become manageable.

What Is the Best ROI for a Cheap Degree?

Degrees in nursing, computer science, and business administration provide the strongest balance of affordability and salary potential. These programs typically lead to careers with above-average earnings, making them excellent long-term investments.

Explore Affordable Degrees

Take the next step toward your education by exploring affordable, accredited programs on Learn.org. Compare options, request details from schools, and start building a degree that fits your budget.