10 Online Colleges That Accept Transfer Credits in Maryland

If you have some college experience and plan to enroll in an online bachelor's degree program in Maryland, you may be curious about which online schools accept transfer credits. If so, you've come to the right place.

Most colleges and universities in Maryland allow transfer students to bring in some or all of their previous coursework credits as long as they come from an accredited institution. Many of these schools offer online degree programs. Read on to learn more.

10 Best Online Colleges That Accept Transfer Credits in Maryland

An online higher education program can make college accessible and affordable for many students. If you already started a degree at another college or community college, consider finishing it with an online program at one of the Maryland schools discussed below.

1. University of Maryland Global Campus

The University of Maryland Global Campus (UMGC) is the largest school in the University System of Maryland. It enrolls almost 56,000 students in primarily online programs ranging across a wide variety of subjects.

The following transfer credit policies apply at this school:

• students in associate degree programs can transfer up to 45 credits, including military and prior learning credits
• bachelor's degree students can transfer up to 70 credits from a community college and up to 90 total credits including military and prior learning credits
• graduate students may transfer six to 12 credits depending on the program
• grades of C or better are required for all transferred courses

2. Strayer University

Strayer University is a private, for-profit school with campuses throughout the country, including locations in Maryland. The school offers both on-campus and online degree programs in many areas.

This school uses a quarter credit system, meaning students need a minimum of 180 credits to graduate with a bachelor's degree. Strayer allows transfer students to transfer up to 126 quarter credits into a bachelor's degree program and 18 credits into a master's degree program.

3. Morgan State University

Morgan State University is a public four-year institution in Baltimore. It is a historically black school with an enrollment of around 9,800 students and various online degree and certificate programs.

The school has the following transfer credit policies:

• courses must come from regionally accredited schools and have a grade of C or better
• up to 70 community college credits and up to 90 total credits are accepted
• credit by examination, military credit, and some international credit may be awarded; remedial or developmental credits are not accepted
• transfer credits do not affect students' overall GPA

4. Stevenson University

Stevenson University is a private, nonprofit school located in Baltimore. It enrolls around 3,600 students and offers several online undergraduate and graduate programs.

The school has a very generous transfer policy and will accept up to 90 credit hours of undergraduate coursework and up to 15 credit hours of graduate coursework. Various other types of credit may be awarded, including:

• credit by examination
• credit by portfolio
• credit for certification
• credit by ACE recommendation

5. Coppin State University

Coppin State University is a public university in Baltimore. It offers affordable tuition rates for both in-state and out-of-state students and provides several online degree programs.

This school allows students to transfer up to 70 credits from a community college and up to 90 total credits. Students can also transfer credit by examination and other forms of prior learning credit.

6. Bowie State University

Bowie State University is located near Bowie in Prince George's County. This historically black school provides a variety of online degrees for high school graduates and transfer students.

Students can transfer up to 90 total credits, including up to 70 from a community college. It has articulation agreements with various Maryland community colleges and other schools in the University System of Maryland, making it easy for these students to transfer seamlessly.

7. Washington Adventist University

Washington Adventist University is a small private school in Takoma Park. It offers several online degree programs in areas such as:

• psychology
• business administration
• early childhood care

Students can transfer credit to this school if their grades are C or above. Students will need to submit official transcripts and may need to submit an interview. In addition, those who have not completed English 101 with a C or better may need to complete an English placement test.

8. Mount St. Mary's University

Mount St. Mary's University enrolls around 2,200 students in online and in-person programs. It is a private Catholic school in Emmitsburg.

Transfer students are encouraged to apply in either the fall or spring semester. They can transfer credits from accredited schools if they are in good standing with their previous institution and have maintained a GPA of 2.4 or better.

9. Frostburg State University

Frostburg State University is a public school in Frostburg with an enrollment of around 4,800. It offers a variety of undergraduate and graduate programs, many of which students can complete online.

The following transfer policies apply:

• up to 70 credits from a two-year school are accepted
• up to 90 total credits are accepted
• all transferred courses must have a grade of D or better (English and math courses must have a grade of C or better)

10. Notre Dame of Maryland

Notre Dame of Maryland University is a private school with around 2,900 students. Located in Baltimore, it offers several online degrees to serve the needs of remote learners.

Students must abide by the following transfer policies:

• no more than 68 credit hours can come from a community college
• up to 90 total transfer credits are accepted
• transferred courses must have a grade of C or better

How We Rank Schools

We identify the best online colleges in Maryland by reviewing accreditation standards, affordability, and support for transfer students. Each school featured below demonstrates flexibility and a strong commitment to student success.

• Accreditation: Schools must hold regional or national accreditation to guarantee academic quality and ensure credits can transfer seamlessly.
• Credit transfer policy: We look at how many credits each school accepts and whether prior learning, military, or exam-based credit is recognized.
• Affordability: Each institution is evaluated for tuition rates, financial aid availability, and scholarships designed to assist transfer students.
• Program reputation: We consider student outcomes, online program quality, and institutional resources that support adult learners.

How To Transfer College Credits Step By Step

Transferring your credits to an online school can save time and money as you finish your degree. Below are three clear steps to guide you through the process.

1. Gather and Review Your Academic Records

Collect transcripts from every college or university you’ve attended. Reviewing these records helps you understand which courses may count toward your new program’s requirements.

2. Speak With a Transfer Advisor

Contact the admissions or transfer department at your prospective school. They can explain which credits qualify, how to submit transcripts, and whether you’ve met any residency or GPA requirements.

3. Submit Documents and Confirm Evaluation Results

Once your paperwork is in, your school will perform a transfer evaluation to determine course equivalency. You’ll then receive a credit report showing how your prior coursework applies to your chosen degree.

FAQs About Using Transfer Credits

Maryland offers many online programs that make it easy to continue your education while maximizing previously earned credits. Below are answers to some frequently asked questions about transfer credits.

Should I Transfer Schools?

Many students choose to transfer schools to save on tuition, access a different major, or pursue a more flexible online schedule. If your current college no longer aligns with your academic or personal goals, transferring can be a positive move.

Before committing, compare program options, transfer limits, and scholarship opportunities at your new school. This helps ensure your next institution fits your needs and long-term plans.

What Can Be Used as Transfer Credits?

Most online colleges in Maryland accept credits from regionally accredited institutions. However, many schools also recognize alternative learning experiences such as military service, professional certifications, or standardized exams.

You may also be able to earn credit for prior learning assessments or approved industry training. Confirm with your advisor to see which options your new school allows.

Will My Credits Transfer?

In most cases, credits from accredited colleges will transfer smoothly. However, transfer eligibility depends on how well your previous coursework matches the new school’s requirements.

Talking with a transfer specialist early can help you identify which credits will apply. Doing so ensures you can plan your academic path efficiently and avoid taking duplicate classes.

How Many Credits Can I Transfer?

Transfer limits vary by school, but most Maryland colleges accept between 60 and 90 credits toward a bachelor’s degree. Some institutions may also cap the number of community college credits that can be applied.

Knowing these limits helps you map out your completion plan and estimate how long it will take to finish. Always verify residency and graduation requirements before finalizing your transfer.

Find Flexible Online Degrees

Maryland offers accredited online programs designed for transfer students ready to complete their degrees. Learn.org can help you explore colleges, compare credit policies, and find an online path that fits your goals.