10 Affordable Online Psychology Degrees in 2025

This article highlights some of the best affordable psychology degrees that offer quality education for aspiring professionals at a budget-friendly cost.

Tuition rates are high, but don't let that discourage you from obtaining a bachelor's degree in psychology. Many of the most affordable online colleges in the U.S. offer low-cost psychology degrees to help aspiring professionals achieve their career goals.

According to the U.S. Bureau of Labor Statistics (BLS), employment of psychologists is projected to grow 7% from 2023 to 2033. Psychology majors have various career paths and specializations to choose from, including:

  • clinical psychology
  • forensic psychology
  • industrial-organizational psychology
  • cognitive psychology

Affordable Online Psychology Degree Programs

Online psychology degree programs are typically more affordable than in-person ones. With the use of various forms of financial aid, you can further reduce costs. Several factors affect degree cost, including whether you pay in-state or out-of-state tuition.

In addition, public universities are generally more cost-effective than private universities. This list primarily features online bachelor's degree programs, although some institutions also provide master's degree options.

You can pursue many of these programs on a part-time or full-time basis, depending on your schedule. Here are some of the top accredited affordable online psychology degrees.

1. Southern New Hampshire University

Southern New Hampshire University's Bachelor of Arts in psychology focuses on helping students develop data-gathering and communication skills. Students who complete this degree will also receive a Data Literacy in Psychology certificate.

Active-duty service members and their spouses can benefit from a 30% online undergraduate tuition discount. Students can also transfer up to 90 credit hours to finish this degree more quickly. Courses here include:

  • Abnormal Psychology
  • Research Methods
  • Theories of Social Psychology
  • Psychology and Social Change

2. University of Central Florida

The University of Central Florida offers a Bachelor of Science in psychology through the College of Sciences. The curriculum includes elective, core, and general education online courses. Students can choose between the general, neuroscience, and human factors psychology tracks.

Online psychology students can access high-quality education at a lower cost than on-campus students by taking advantage of fee waivers. Students may apply for various institutional scholarships as well. Coursework here consists of:

  • Women's Mental Health
  • General Psychology
  • Developmental Psychology
  • Statistical Methods in Psychology

3. Arizona State University

Arizona State University's online Bachelor of Arts in psychology teaches students about brain function and motivation. This program prepares students to work in the field of psychology and pursue clinical careers.

Need-based grants and scholarships are available, but students must complete the FAFSA and meet the eligibility requirements to qualify for them. Some of the courses here include:

  • Personality Theory and Research
  • Child and Adolescent Psychological Disorders
  • Biological Bases of Behavior
  • Interpersonal Relationships

4. University of Florida

The University of Florida's Bachelor of Arts in psychology teaches students from natural and social science perspectives. You will learn about developmental changes throughout our lifespan, mental processes, and sociocultural influences on behavior.

Students with high test scores and GPAs can qualify for merit-based scholarships. Visit the university's scholarship website for more information. Courses here comprise of the following:

  • Principles of Behavior Analysis
  • Physiological Psychology
  • Psychology of Personality
  • Biological Sciences

5. Liberty University

Liberty University's Bachelor of Science in psychology is delivered from a Christian perspective. This program emphasizes the significance of mental, emotional, and spiritual well-being. Learners will understand how to create healthier communities and solve conflicts.

You can transfer up to 75% of the required courses. Liberty keeps its tuition at a steady rate to help ease the financial burden. Students should expect to take courses such as:

  • Multicultural Counseling and Research Issues
  • Psychological Foundations of Learning
  • Behavior Modification
  • Introduction to Research

6. Eastern University

Eastern University offers a Bachelor of Arts in psychology from its College of Education and Behavioral Sciences. The school also offers a graduate degree in counseling and psychology for online students interested in advancing their careers.

Here, you can transfer credits from an associate degree, and apply for various scholarships for undergraduate and graduate programs. Psychology courses here include:

  • Professional Development and Ethics in Psychology
  • Adolescent Psychology
  • Psychology Internship
  • Statistics for the Social and Behavioral Sciences

7. Capella University

Capella University's Bachelor of Science in psychology teaches students about human behavior and social work. Learners can study at their own pace and use this bachelor's program toward an accelerated online master's pathway.

Speak with an enrollment counselor to discuss tuition costs and explore scholarship and discount opportunities. Online classes here consist of the following:

  • History, Systems, and Contemporary Psychology
  • Development Across the Lifespan
  • Introduction to Psychology of Social Media
  • Psychology of Human Motivation and Performance

8. Walden University

Walden University offers a Bachelor of Science in psychology, allowing learners to explore the mysteries of the human mind. Psychology students gain valuable insights into social services to help support individuals and communities. In addition, several master's programs in psychology are available for those interested in pursuing graduate studies.

The Believe & Achieve Scholarship is available to help fund students' higher education. It allows psychology students to receive one free course for every three they complete. Some of the coursework here includes:

  • Psychology of Leadership
  • Cross-Cultural Psychology
  • Cognitive Psychology
  • Developmental Psychopathology

9. Bellevue University

Bellevue University's Bachelor of Arts in psychology offers a curriculum based on American Psychological Association (APA) standards. Students will learn about human services and clinical mental health counseling.

The university allows full transfer of credits for those eligible and opportunities to count work experience towards your degree. Some of the classes here include:

  • Statistics for the Behavioral Sciences
  • Careers in Psychology
  • Introduction to Psychological Research
  • Health Psychology

10. Fort Hays State University

Fort Hays State University's online bachelor's in psychology provides experiential online learning to teach students practical skills and theory. Learners should expect to take courses such as:

  • Introduction to Cognitive Psychology
  • Child and Developmental Psychology
  • Adolescence
  • Neuropsychology

A faculty-student mentoring program is available to help future professionals find career opportunities. An institutional scholarship is also available for students. Contact a representative with the university's financial aid office for more information.

FAQs About Low-Cost Psychology Degrees Online

Here are the answers to frequently asked questions about low-cost psychology degrees online.

How Much Does an Online Psychology Degree Cost?

According to U.S. News & World Report, the University of Florida provides one of the most affordable online psychology degrees for in-state students, costing just over $15,000. Many other programs start at about $30,000 and increase from there.

These costs can be reduced or eliminated with the use of financial aid. The cost of an online psychology degree varies and several factors influence it, including:

  • institution type
  • program format
  • program duration
  • additional fees

How Can I Make My Degree More Affordable?

You can reduce the cost of your degree with various forms of financial aid. Some strategies to make your degree affordable include:

  • scholarship and grant opportunities
  • employer tuition reimbursement
  • work-study program
  • military education benefits

Fill out the FAFSA online form to see what aid you qualify for. Apply early to maximize your benefits package while plenty of funding is available. You will receive a student aid report (SAR) outlining the federal student aid you can use towards tuition costs.

Learn More: Online Colleges That Accept FAFSA

Suppose you started earning college credits at another academic institution. In that case, there are a number of accredited online colleges that will accept max transfer credits which allow you to use the credits that you've already earned towards their degree program.

Is a Low-Cost Online Psychology Degree Credible?

A low-cost online psychology degree is credible if you earn it from an accredited institution. Accreditation ensures the program meets rigorous academic standards and will be recognized by employers.

Research each institution and program to confirm their accreditation and the quality of their curriculum. In addition, explore the networking opportunities and student support services available.

Find an Affordable Online College Near You

Earning an online psychology degree is the first step toward a fulfilling and profitable career. This degree allows you to learn about essential critical thinking and problem-solving skills that are needed in this career field. Contact one of the featured institutions on Learn.org for more information. For local schools, find your state below: