10 Affordable Education Bachelor’s Degrees Online 2026

Earning a bachelor’s degree in education online can be a practical step if you want to work with students while keeping costs under control. Many online programs are built for working adults, offering flexible schedules, transfer-friendly policies, and tuition rates that are often lower than traditional on-campus options. When affordability is a priority, choosing the right program can help you prepare for classroom roles or education-related careers without taking on unnecessary debt.

The cheapest online bachelor’s degree in education programs focus on keeping tuition predictable while still meeting academic and accreditation standards. These affordable teaching degree options may include flat-rate tuition, competency-based courses, or generous financial aid support that can reduce your total cost. Below, we’ll break down what education degrees typically cost, what makes a program truly affordable, and which schools offer strong value in 2026.

How Much Does an Online Bachelor’s Degree in Education Cost?

The cost of an online bachelor’s degree in education depends largely on the type of school you attend and whether you qualify for in-state tuition. For the 2025–2026 academic year, many public universities charge about $330 to $500 per credit for in-state students, placing total tuition between $40,000 and $60,000. Private nonprofit colleges often list higher rates, but some online-focused schools offer flat or competency-based pricing that can bring overall costs down.

Online students may still pay technology or distance learning fees, but they typically avoid major expenses tied to campus life. Savings on housing, transportation, and meal plans can lower the overall cost of earning a degree by thousands of dollars per year, making online education a more budget-friendly option for many learners.

What Makes an Online Bachelor’s Degree in Education Affordable?

Affordability in online education comes from both tuition structure and financial support. Many schools lower costs by waiving out-of-state fees for online learners or offering predictable, flat-rate tuition. Competency-based programs can also reduce total expenses by allowing students to complete coursework more quickly.

Financial aid can further improve affordability. Federal programs such as the TEACH Grant and state promise initiatives can help cover tuition for eligible students, while digital course materials and Open Educational Resources reduce spending on textbooks. Together, these factors can make an online education degree far more accessible than traditional on-campus options.

Most Affordable Online Bachelor’s Degree in Education Programs

The schools below offer some of the most affordable teaching degrees and educator programs available online in 2026. Each option balances lower tuition with accredited coursework, flexible online formats, and strong support for students preparing for education-related careers.

1. Arizona State University

Arizona State University, based in Tempe, Arizona, offers one of the broadest selections of online bachelor’s-level education degrees available. Students can choose from multiple education-focused pathways that support careers in teaching, instructional support, youth services, and related fields, allowing you to shape your degree around specific age groups or learning environments. All coursework is delivered online and built with flexibility in mind, which can be especially helpful if you’re balancing school with work or family responsibilities.

The university is regionally accredited by the Higher Learning Commission (HLC). Online students can access federal financial aid, institutional scholarships, and employer tuition benefits, and ASU’s generous transfer credit policies may help shorten the time it takes to earn your degree.

2. Central State University

Central State University, located in Wilberforce, Ohio, takes a more focused approach to online education degrees by offering targeted programs with clear career outcomes. At the bachelor’s level, students can enroll in a non-licensure educational studies program suited for education-adjacent roles, as well as an early childhood education (ECE) program for those planning to work in early learning settings. This structure can be a good fit if you want clarity around how your degree connects to specific professional paths.

Central State University is accredited by the HLC and accepts federal financial aid through FAFSA, along with institutional scholarship opportunities. The university’s online format and student support services are designed to keep costs manageable while helping students progress steadily toward graduation, making it a practical option for affordable educator programs.

3. Empire State University 

Part of the State University of New York (SUNY) system, Empire State University is based in Saratoga Springs, New York, and has a long history of serving adult and nontraditional learners. At the bachelor’s level, the university offers an online early childhood education (ECE) degree that focuses on child development, inclusive learning practices, and family engagement, making it well suited for early learning and education support roles.

As a public SUNY institution, Empire State University participates in state and federal financial aid programs, including the Excelsior Scholarship, which may cover tuition for eligible New York residents. The university is accredited by the Middle States Commission on Higher Education (MSCHE), and its online format, combined with transfer-friendly policies, helps many students keep total degree costs within reach.

4. Fort Hays State University

Located in Hays, Kansas, Fort Hays State University (FHSU) offers several online bachelor’s-level education degrees that span early childhood, elementary, and secondary education. This range allows students to align their coursework with specific grade levels while completing the majority of their studies online, a structure that works well for students balancing education with other commitments.

Teacher preparation programs at FHSU are accredited by the Council for the Accreditation of Educator Preparation (CAEP), and the university holds regional accreditation from the HLC. In addition to FAFSA-based aid, students may qualify for institutional scholarships and transfer credit evaluations, which can help shorten time to completion and reduce overall costs.

5. North Carolina Central University

North Carolina Central University (NCCU), located in Durham, North Carolina, offers a diverse lineup of online bachelor’s-level education degrees that support both classroom and non-classroom career paths. Students can choose from multiple education-focused programs, including online bachelor’s degrees in elementary literacy, middle grades education, and early childhood education.

NCCU is regionally accredited by the Southern Association of Colleges and Schools Commission on Colleges (SACSCOC). Online students are eligible for federal financial aid, state-based grants, and institutional scholarships, and as a public historically Black college and university (HBCU), NCCU places a strong emphasis on access and affordability. 

6. Southwest Minnesota State University

Southwest Minnesota State University (SMSU) is based in Marshall, Minnesota, and offers several online bachelor’s degrees in education designed to serve students at different stages of the education pipeline. Available programs span areas such as early childhood education and related educator preparation tracks, allowing students to focus on age-specific instruction while completing coursework in a fully online format.

Affordability is a key strength at SMSU, particularly for Minnesota residents who may qualify for the North Star Promise program, which can cover tuition and fees for eligible students. The university is accredited by the HLC, and online learners can also use federal financial aid and transfer credits to help manage costs and shorten their path to graduation.

7. University of Florida 

Based in Gainesville, Florida, the University of Florida (UF) offers online bachelor’s programs in early childhood education, educational sciences, and elementary education, giving students multiple pathways depending on whether they want a classroom-focused role or a broader education foundation. Programs are structured to deliver the same curriculum standards as on-campus options while remaining accessible to online learners.

Through UF Online, students can use federal financial aid and institutional scholarships to help manage costs. The University of Florida is regionally accredited by the SACSCOC, and its education programs are developed within a nationally recognized college of education. 

8. University of the Cumberlands

Rather than limiting students to a single education track, the University of the Cumberlands offers a broad slate of online bachelor’s degrees in education-related fields. Located in Williamsburg, Kentucky, the university provides roughly half a dozen education programs at the undergraduate level, allowing students to align their degree with interests ranging from early learning to instructional leadership foundations.

The University of the Cumberlands is accredited by the SACSCOC and participates in federal financial aid programs, including FAFSA-based grants and loans. Known for its mission-driven focus on access, the university also offers institutional scholarships and flexible online scheduling, helping students pursue educator programs while keeping overall costs in check.

9. Valdosta State University

Valdosta State University, located in Valdosta, Georgia, offers an online bachelor’s degree in elementary education designed for students pursuing classroom teaching at the K–5 level. The program blends online coursework with field-based experiences, allowing students to complete academic requirements remotely while gaining practical exposure in real school settings.

Valdosta State University is regionally accredited by the SACSCOC, and its teacher preparation programs meet state and professional standards. Online students can apply for federal financial aid, state-based grants, and institutional scholarships, which can help reduce out-of-pocket costs and support degree completion at a public university rate.

10. Western Governors University

Western Governors University (WGU) takes a nontraditional approach to online education by offering competency-based bachelor’s degrees in education that allow students to progress by demonstrating mastery rather than following a fixed semester schedule. Based in Salt Lake City, Utah, the university offers a wide variety of online teaching and education degrees at the bachelor’s level, covering areas such as early childhood education, elementary education, special education, and secondary teaching.

WGU is regionally accredited by the Northwest Commission on Colleges and Universities (NWCCU), and its education programs are accredited by CAEP. Because tuition is charged at a flat rate per term, many students are able to control total costs by moving through coursework efficiently. Federal financial aid, scholarships, and employer tuition benefits are also available.

How We Rank Schools

To create this list, we review data from the U.S. Department of Education College Scorecard and the National Center for Education Statistics (NCES), along with program-level details published by each university.

To compare programs fairly, we focused on factors that directly affect quality, cost, and long-term value for online education students:

• Accreditation: We prioritized schools with regional accreditation and, when applicable, programmatic accreditation in education to ensure academic quality and broad recognition by employers and graduate programs.
• Affordability and financial aid: Programs were evaluated based on access to federal financial aid, state-based tuition support, scholarships, and cost-saving structures that help reduce overall student debt.
• Online availability: We considered whether programs offer fully online coursework with flexible scheduling, allowing students to complete their degrees without relocating or disrupting work and family commitments.
• Student outcomes: Schools were assessed on indicators such as graduation support, licensure alignment when applicable, and preparation for education-related careers after graduation.

What Will You Learn in a Bachelor’s Degree in Education Program?

A bachelor’s degree in education introduces you to the foundations of teaching and learning, including child development, educational psychology, classroom management, and instructional planning. Coursework often covers assessment strategies, inclusive education practices, and the role of technology in modern classrooms.

Many programs also include field experiences or practicum components that help connect theory to practice. Depending on the program, you may focus on a specific age group or educational setting, or follow a broader education track designed for non-licensure roles.

How Long Does it Take to Earn a Bachelor’s Degree in Education Online?

Most online bachelor’s degrees in education are designed to be completed in about four years for students starting with no prior college credit. Programs typically require around 120 credits, which can be completed on a full-time or part-time basis.

Students with transfer credits or an associate degree may finish sooner, often within two to three years. Some online programs also offer accelerated or competency-based formats that allow motivated students to move at a faster pace.

Financial Aid for Online Bachelor’s Degree in Education Degrees

Paying for a bachelor’s degree in education does not have to fall entirely on you. Many online programs accept federal aid and participate in state and institutional funding options that can significantly reduce out-of-pocket costs, especially for students preparing for education-related careers.

Federal Financial Aid and FAFSA

Most affordable online education programs accept federal financial aid through the Free Application for Federal Student Aid (FAFSA). Completing the FAFSA can make you eligible for Pell Grants, federal student loans, and work-study opportunities, depending on your financial situation. Because online bachelor’s degrees in education are typically offered by accredited institutions, they generally qualify for the same federal aid options as on-campus programs.

TEACH Grant for Education Majors

The Teacher Education Assistance for College and Higher Education (TEACH) Grant is specifically designed for students pursuing education degrees. Eligible students can receive up to $4,000 per year in grant funding if they agree to teach in a high-need field at a qualifying school after graduation. While the grant comes with a service commitment, it can significantly reduce the cost of an education degree for students who plan to work in public or underserved school settings.

State-Based Promise Programs

Many states now offer promise-style tuition programs that cover remaining tuition costs after other aid is applied. Programs like Minnesota’s North Star Promise or New York’s Excelsior Scholarship can make public university education degrees tuition-free for eligible residents. These programs are especially valuable for students attending in-state public universities and meeting income or residency requirements.

Scholarships and Institutional Grants

In addition to federal and state aid, many schools offer scholarships and grants specifically for education majors. These awards may be based on academic performance, financial need, or a commitment to teaching in certain subject areas or communities. Because scholarships do not need to be repaid, they play an important role in keeping affordable teaching degrees within reach.

How To Choose the Right Affordable Bachelor’s Degree in Education

Choosing the right online education program goes beyond just comparing tuition — it’s about finding the best fit for your goals, learning style, and future career path. Here are the key criteria to consider:

• Program quality and accreditation: Look for regional accreditation and, when applicable, programmatic accreditation in education to ensure your degree is respected by employers and qualifies you for licensure or graduate study.
• Affordability and financial aid: Evaluate overall tuition rates and the availability of federal, state, and institutional aid, including grants and scholarships.
• Online format and flexibility: Ensure the program is fully online with flexible scheduling and support services like tutoring, advising, and technical help for distance learners.
• Career preparation and outcomes: Consider whether the curriculum aligns with your intended career (for example, licensure prep versus broader education roles), and look at indicators like job placement support or graduate success stories.

Career Outlook With an Online Bachelor’s Degree in Education

Education remains a stable career field, with ongoing demand driven largely by workforce turnover rather than rapid expansion. According to the U.S. Bureau of Labor Statistics (BLS), employment across educational instruction and library occupations is projected to grow about as fast as the average for all occupations over the next decade. Even in areas with slower growth, consistent openings are expected each year as educators retire or leave the profession.

At the K–12 level, the BLS projects more than 100,000 job openings annually for kindergarten and elementary school teachers, primarily due to replacement needs rather than new job creation. This pattern highlights why earning a bachelor’s degree in education continues to be a practical pathway for students seeking long-term career stability in teaching and education-related roles.

FAQs About Affordable Online Bachelor’s Degree in Education Programs

Trying to find an affordable, credible online education degree can be overwhelming. Below, we’ve answered some frequently asked questions about affordable online bachelor’s degrees in education to help you out.

Is an Online Bachelor’s Degree in Education Worth It?

An online bachelor’s degree in education can be worth it if you want a flexible, cost-conscious path into teaching or education-related careers. These programs often offer the same curriculum as on-campus options while allowing you to balance coursework with work or family responsibilities.

Is an Online Bachelor’s Degree in Education Less Expensive Than an On-Campus Degree?

An online bachelor’s degree in education can be less expensive than an on-campus program. While tuition rates may be similar, online students often save significantly on housing, transportation, and campus fees. Many schools also offer in-state or flat-rate tuition for online learners, which can further reduce the total cost of earning the degree.

Is an Online Bachelor’s Degree in Education Respected by Employers?

Employers generally focus more on accreditation and program quality than on whether a degree was earned online or on campus. As long as your bachelor’s degree in education comes from a regionally accredited institution and meets licensure or job requirements, it is typically viewed as credible. Many school districts and education employers now regularly hire candidates who completed their degrees fully online.

Who Should Consider a Bachelor’s Degree in Education Program?

A bachelor’s degree in education can be a good fit for students who enjoy working with children, supporting learning, or contributing to educational systems in meaningful ways. It is especially well suited for aspiring teachers, paraprofessionals looking to advance, career changers interested in education roles, and students who want a flexible degree with multiple career applications.

What Can I Do With a Bachelor’s in Education?

Graduates with a bachelor’s in education may pursue careers as classroom teachers, depending on licensure requirements, or work in education-adjacent roles such as instructional support, early childhood settings, youth programs, or educational services. Some graduates also use the degree as a foundation for graduate study in teaching, counseling, administration, or curriculum development.

Do Online Bachelor’s Degrees in Education Lead to Teaching Licensure?

Some online bachelor’s degrees in education are designed to lead directly to teaching licensure, while others focus on non-licensure education roles. Licensure-track programs typically include required fieldwork, student teaching, and state-specific coursework that must be completed in person, even if most classes are online. Before enrolling, it’s important to confirm whether a program aligns with your state’s licensure requirements and whether it offers guidance for certification after graduation.

Find Affordable Online Bachelor’s Degree in Education

Start your journey toward an education career without breaking the bank by exploring the affordable online options featured on Learn.org. Reach out to individual schools to learn more about enrollment, tuition rates, and financial aid.