10 Affordable Online Psychology Degrees in 2026
Find affordable online psychology degrees from universities offering flexible, high-quality programs designed to prepare you for diverse human services careers.
Earning a degree in psychology doesn't have to come with overwhelming tuition costs. Many of the most affordable online colleges in the U.S. offer flexible, accredited programs that make higher education more accessible for students on a budget.
Online psychology degrees can prepare you for rewarding careers in counseling, education, or human services. With options in clinical, forensic, and industrial-organizational psychology, you can focus on the path that fits your interests and professional goals. If you're ready to take the next step, keep reading to learn more about some of the most affordable colleges that offer accredited psychology degrees in the U.S.
Affordable Online Psychology Degree Programs
Online psychology degree programs are typically more affordable than in-person degrees. And the good news is that with various forms of financial aid, you can further reduce costs. Below, we'll look at some of the top accredited affordable online psychology degrees in the U.S. to help you find the right college.
1. Southern New Hampshire University
Southern New Hampshire University's Bachelor of Arts in psychology focuses on helping students develop data-gathering and communication skills. Students who complete this degree will also receive a Data Literacy in Psychology certificate.
Active-duty service members and their spouses can benefit from a 30% online undergraduate tuition discount. Students can also transfer up to 90 credit hours to finish this degree more quickly. Courses here include:
- Abnormal Psychology
- Research Methods
- Theories of Social Psychology
- Psychology and Social Change
2. University of Central Florida
The University of Central Florida offers a Bachelor of Science in psychology through the College of Sciences. The curriculum includes elective, core, and general education online courses. Students can choose between the general, neuroscience, and human factors psychology tracks.
Online psychology students can access high-quality education at a lower cost than on-campus students by taking advantage of fee waivers. Students may apply for various institutional scholarships as well. Coursework here consists of:
- Women's Mental Health
- General Psychology
- Developmental Psychology
- Statistical Methods in Psychology
3. Arizona State University
Arizona State University's online Bachelor of Arts in psychology teaches students about brain function and motivation. This program prepares students to work in the field of psychology and pursue clinical careers.
Need-based grants and scholarships are available, but students must complete the FAFSA and meet the eligibility requirements to qualify for them. Some of the courses here include:
- Personality Theory and Research
- Child and Adolescent Psychological Disorders
- Biological Bases of Behavior
- Interpersonal Relationships
4. University of Florida
The University of Florida's Bachelor of Arts in psychology teaches students from natural and social science perspectives. You will learn about developmental changes throughout our lifespan, mental processes, and sociocultural influences on behavior.
Students with high test scores and GPAs can qualify for merit-based scholarships. Visit the university's scholarship website for more information. Courses here comprise of the following:
- Principles of Behavior Analysis
- Physiological Psychology
- Psychology of Personality
- Biological Sciences
5. Liberty University
Liberty University's Bachelor of Science in psychology is delivered from a Christian perspective. This program emphasizes the significance of mental, emotional, and spiritual well-being. Learners will understand how to create healthier communities and solve conflicts.
You can transfer up to 75% of the required courses. Liberty keeps its tuition at a steady rate to help ease the financial burden. Students should expect to take courses such as:
- Multicultural Counseling and Research Issues
- Psychological Foundations of Learning
- Behavior Modification
- Introduction to Research
6. Eastern University
Eastern University offers a Bachelor of Arts in psychology from its College of Education and Behavioral Sciences. The school also offers a graduate degree in counseling and psychology for online students interested in advancing their careers.
Here, you can transfer credits from an associate degree, and apply for various scholarships for undergraduate and graduate programs. Psychology courses here include:
- Professional Development and Ethics in Psychology
- Adolescent Psychology
- Psychology Internship
- Statistics for the Social and Behavioral Sciences
7. Capella University
Capella University's Bachelor of Science in psychology teaches students about human behavior and social work. Learners can study at their own pace and use this bachelor's program toward an accelerated online master's pathway.
Speak with an enrollment counselor to discuss tuition costs and explore scholarship and discount opportunities. Online classes here consist of the following:
- History, Systems, and Contemporary Psychology
- Development Across the Lifespan
- Introduction to Psychology of Social Media
- Psychology of Human Motivation and Performance
8. Walden University
Walden University offers a Bachelor of Science in psychology, allowing learners to explore the mysteries of the human mind. Psychology students gain valuable insights into social services to help support individuals and communities. In addition, several master's programs in psychology are available for those interested in pursuing graduate studies.
The Believe & Achieve Scholarship is available to help fund students' higher education. It allows psychology students to receive one free course for every three they complete. Some of the coursework here includes:
- Psychology of Leadership
- Cross-Cultural Psychology
- Cognitive Psychology
- Developmental Psychopathology
9. Bellevue University
Bellevue University's Bachelor of Arts in psychology offers a curriculum based on American Psychological Association (APA) standards. Students will learn about human services and clinical mental health counseling.
The university allows full transfer of credits for those eligible and opportunities to count work experience towards your degree. Some of the classes here include:
- Statistics for the Behavioral Sciences
- Careers in Psychology
- Introduction to Psychological Research
- Health Psychology
10. Fort Hays State University
Fort Hays State University's online bachelor's in psychology provides experiential online learning to teach students practical skills and theory. Learners should expect to take courses such as:
- Introduction to Cognitive Psychology
- Child and Developmental Psychology
- Adolescence
- Neuropsychology
A faculty-student mentoring program is available to help future professionals find career opportunities. An institutional scholarship is also available for students. Contact a representative with the university's financial aid office for more information.
How We Rank Schools
We evaluate each program using key factors that reflect both academic quality and student value. Our goal is to highlight affordable, accredited options that help you earn a respected psychology degree online.
- Accreditation: Each school is approved by a recognized regional or national accrediting agency, ensuring degree credibility and academic standards.
- Affordability and financial aid: Colleges are selected for their competitive tuition rates, financial aid availability, and flexible payment options.
- Program reputation: Rankings consider faculty expertise, graduation outcomes, and student satisfaction within psychology programs.
How Much Does an Online Psychology Degree Cost?
The average cost for an online psychology degree typically ranges from about $300 to $600 per credit hour. Public universities often provide lower tuition for in-state or fully online students.
Financial aid, grants, and scholarships can significantly reduce total costs. Many institutions also accept transfer credits from associate programs, helping students save time and money.
FAQs About Low-Cost Psychology Degrees Online
Choosing an online psychology degree comes with plenty of questions about cost, transfer credits, and career options. Below, you'll find answers to help you make informed decisions and plan your next steps confidently.
Can I Transfer Credits Into an Online Psychology Degree?
Most accredited online colleges allow you to transfer previously earned credits, which can shorten your degree time and save on tuition. Many schools accept 60 to 90 transfer credits from an accredited associate degree or previous coursework.
If you've completed general education or introductory psychology classes elsewhere, transferring them can reduce the number of required courses. Always verify transfer policies early to ensure a smooth process and maximize your credit value.
How Can I Make My Degree More Affordable?
You can reduce the cost of your degree with various forms of financial aid. Some strategies to make your degree affordable include:
- scholarship and grant opportunities
- employer tuition reimbursement
- work-study program
- military education benefits
Fill out the FAFSA online form to see what aid you qualify for. Apply early to maximize your benefits package while plenty of funding is available. You will receive a student aid report (SAR) outlining the federal student aid you can use towards tuition costs. Learn More: Online Colleges That Accept FAFSA
Suppose you started earning college credits at another academic institution. In that case, there are a number of accredited online colleges that will accept max transfer credits which allow you to use the credits that you've already earned towards their degree program.
What Can I Do With a Bachelor's Degree in Psychology?
An online bachelor's degree in psychology can prepare you for a variety of entry-level roles in social services, business, education, and healthcare. Common positions include case manager, human resources specialist, or behavioral technician.
You can also use your undergraduate degree as a stepping stone to graduate study in counseling, clinical psychology, or organizational leadership. Continuing your education can open doors to licensed practice and higher-paying career paths.
Find an Affordable Online College Near You
Earning an online psychology degree is the first step toward a fulfilling and profitable career. This degree allows you to learn about essential critical thinking and problem-solving skills that are needed in this career field. Contact one of the featured institutions on Learn.org for more information. For local schools, find your state below: