4 Affordable Online Finance Degrees in New Jersey 2025

According to the U.S. Bureau of Labor Statistics (BLS), financial analysts, financial advisors, and other finance specialists are in high demand. This is especially true in the New York City-Newark-Jersey City metropolitan area.

These roles generally require at least a bachelor's degree, which students can earn through low-cost online colleges in New Jersey. Keep reading to discover affordable online finance degrees in New Jersey.

Affordable Online Finance Degree Programs in New Jersey

According to the National Center for Education Statistics (NCES), New Jersey has the fourth-highest in-state tuition rate in the U.S. However, students in New Jersey can still find low-cost finance degrees online and pursue higher education.

We've highlighted them below. All programs are from schools that are regionally accredited by the Middle States Commission on Higher Education (MSCHE).

1. Montclair State University

Montclair State University is a public research institution in Montclair, NJ. It offers a bachelor's and a master's degree in finance online. The Bachelor of Science in business administration (BSBA) with a concentration in finance includes core courses and electives on financial management, corporate finance, investments, and finance information technology.

The tuition rate for this online bachelor's degree is $493 per credit for in-state students and $830 for out-of-state students. Enrollees can access several financial aid programs, like the school's Red Hawk Advantage Award and the Garden State Guarantee, that will cover up to the full tuition cost for eligible undergraduate students.

In the Master of Business Administration (MBA) in finance, students become prepared for roles in corporate financial planning and stewardship as well as investment and asset management. The tuition rate is $812 per credit hour, regardless of their state of residency.

2. Rutgers University

At Rutgers University, students can earn an online bachelor's or master's degree in finance. This public research institution is located in New Brunswick, NJ.

In the Bachelor of Business Administration (BBA) in corporate finance program, coursework explores how to evaluate business decisions based on risk management, profit distribution, and more. Tuition is $640 per credit hour, and Rutgers also offers a last-dollar scholarship program in addition to the state's Garden State Guarantee.

The Master of Science in finance with a specialization in financial planning is a 30-credit program with coursework on portfolio management, financial regulations, wealth management, and more. The tuition rate is $1,015 per credit hour, and financial aid is available.

3. Thomas Edison State University

A bachelor's and a master's degree in finance are available online through Thomas Edison State University. TESU is a public university in Trenton, NJ. The BSBA with a specialization in finance covers subjects like financial markets and institutions, portfolio management, risk management, and international finance.

Tuition is $427 per credit hour for in-state students and $556 for out-of-state students. Financial aid, including the Garden State Guarantee, is available to help students pay for their online courses.

In the MBA in business administration, students gain the core finance and business management skills necessary to pursue advanced careers in financial services. The tuition rate is $721 per credit before financial aid is applied.

4. William Patterson University

William Patterson University offers online bachelor's and master's degrees in finance. This public institution is based in Wayne, NJ.

Coursework for the Bachelor of Science in finance program covers capital budgeting, data analysis, digital fluency, financial forecasting/reporting, sales, strategic planning, banking, and risk management. Tuition is $372.25 per credit hour, with multiple financial aid opportunities, including the Garden State Guarantee, available.

The Master of Science in finance and financial services offers two specializations: general finance and financial planning. Both cost $595.75 per credit hour.

Other Affordable Online Finance Programs

The great thing about online schools is that they teach students from all over the country. Below, we've featured a few additional affordable online finance programs, all with regional accreditation.

1. Columbia College

Columbia College is a private institution headquartered in Columbia, MO. It offers a Bachelor of Science and Master of Science in finance online.

The bachelor's degree explores advanced finance as it relates to individuals, markets, corporations, and institutions. The tuition rate is $375 per credit hour, and financial aid programs, some specifically for online students, are available.

In the graduate program, students cover portfolio management, risk management, investments, and more. The tuition rate for this program is $490 per credit hour before financial aid.

2. Empire State University

Students at Empire State University can earn an online bachelor's degree in business, management, and economics with a specialization in finance. The curriculum includes courses on economics, accounting, business law, and financial planning and management.

This is a public university located in Saratoga Springs, NY. It charges $3,535 per semester for New York residents and $4,240 for out-of-state residents.

3. Southern New Hampshire University

A Bachelor of Science and Master of Science are available online through Southern New Hampshire University. SNHU is a private institution based in Manchester, NH.

In the bachelor's program, students gain hands-on expertise by managing a virtual stock market portfolio and using state-of-the-art simulations to bridge theory with real-world application. Tuition costs $330 per credit hour and financial aid is available.

The online master's degree offers two specializations: corporate finance or investments and securities. The tuition rate is $637 per credit hour before financial aid.

Our Selection Criteria

To create the above list, our methodology was simple. We focused on:

• Location: We started by focusing on schools in New Jersey, then expanded our search nationwide.
• Accreditation: All the programs listed above are regionally accredited.
• Type: We only included four-year schools that are public or nonprofit.
• Affordability: We strived for schools with tuition rates below $500 or offer financial aid options to significantly reduce tuition costs.

All programs above come from online colleges that accept FAFSA. This allows you to use programs like the federal Pell Grant or Garden State Guarantee to cover your online learning. You may not even have to take out student loans!

FAQs About Low-Cost Online Finance Degrees

Below, we've answered a few frequently asked questions about low-cost online finance degrees.

Are Online Finance Degrees Worth It?

Many students feel that an online finance degree is worth it. Not only do these programs prepare students for entry-level and advanced roles in financial services, but they also help students develop key skills in critical thinking, decision-making, and problem-solving.

How Much Does It Cost To Get a Finance Degree Online?

Of the programs listed above, the cost for an online bachelor's degree in finance ranges from $330 to $640 per credit for in-state students. However, the total cost of your degree will depend on multiple factors.

This includes whether you're an in-state or out-of-state student, if you study full-time or part-time, and what financial aid you qualify for.

Additionally, if you have some college credits or an associate degree, look for online colleges that accept transfer credits. This ensures your previous learning doesn't go to waste and reduces the amount of credits you pay for going forward.

What Career Paths Are Available for Finance Graduates?

Many career paths are available for students who earn a degree in finance. These include:

• financial advisor
• financial analyst
• investment banker
• real estate agent
• stockbroker

Note that some advanced career paths, like that of a Certified Financial Planner or Chartered Financial Analyst, require several years of work experience and for you to pass certification exams.

Discover Accredited Online Programs Today

Start your journey toward a career in financial services today by exploring the accredited online programs featured on Learn.org. Contact individual schools for more information on admissions, enrollment, and financial aid.