Most Affordable Online Psychology Degrees in New Jersey 2025

Earning a psychology degree can be a practical step toward understanding human behavior and helping others. With more colleges offering online options, it's easier than ever to find a program that fits your schedule and budget.

Students can explore affordable online psychology degrees from accredited institutions. Below, you'll find low-cost online college in New Jersey that make higher education more accessible for both undergraduate and graduate learners.

How Much Does an Online Psychology Degree Cost in New Jersey?

Online psychology programs in New Jersey typically range from $370 to $720 per credit hour, depending on the school and degree level. Public universities tend to have lower in-state tuition, while private colleges often offer flexible payment options and institutional scholarships.

Completing the Free Application for Federal Student Aid (FAFSA) can open doors to grants, federal loans, and work-study opportunities. Many schools also provide additional scholarships to help reduce out-of-pocket costs for students pursuing online psychology degrees.

Low-Cost Online Psychology Degree Programs in New Jersey

The programs below offer an affordable pathway for students seeking to earn psychology degrees without incurring significant debt. Many of them allow for the transfer of college credits, making it easier for students to complete their degrees efficiently.

The admission requirements for undergraduate programs typically include a minimum GPA, which varies by institution, though there may be other requirements depending on the school. Discover budget-friendly enrollment options that can accommodate your schedule.

1. Rowan University

Rowan University's Bachelor of Arts (BA) in psychology teaches students about the fundamentals of human behavior and emotion. Graduates of this online bachelor's degree tend to pursue and eventually achieve a master's degree in social work, law studies, or school counseling.

Additionally, the full-time tuition for online programs is $6,980.63 per semester. You can reduce costs through federal student aid or by participating in the Rowan University Scholars program for incoming students.

2. William Paterson University

The BA in psychology at William Paterson University focuses on studying the human mind. Learners will develop data analysis and writing skills through rigorous psychology courses.

In addition, this program costs $372.75 per credit hour. Students are encouraged to apply for departmental scholarships (e.g., the LAGRANT Foundation, Greater Than Gatsby Annual, and Ritchie-Jennings Memorial Scholarships).

3. Rider University

Rider University's Continuing Education Program offers an online BA in psychology that prepares learners for healthcare, business, and human services careers. Furthermore, this program costs $680 per credit hour.

Students can find employment through the Federal Work-Study Program to offset tuition expenses. However, you must fill out the Free Application for Federal Student Aid (FAFSA) to see if you qualify.

4. Saint Peter's University

Saint Peter's University offers an online Master of Science in industrial organizational psychology that teaches students about human behavior in the workplace. Online courses in this program focus on analyzing big data and improving organizational performance.

Furthermore, tuition here costs $720 per credit hour. The school encourages students to use federal loans or grants to fund their tuition after submitting the FAFSA.

5. Centenary University

Centenary University offers a fully online BA in psychology designed for working professionals who want to pursue careers in mental health. This accelerated program enables students to complete their degrees quickly and affordably.

Additionally, students should expect to pay $500 per credit hour. You may transfer up to 70 credit hours and complete your undergraduate degree in less than four years. You can access a prior learning assessment to earn credit for topics you already know.

6. Thomas Edison State University

Thomas Edison State University's BA in psychology explores research methods for analyzing and improving human behavior. Psychology majors complete coursework in social sciences, humanities, and liberal arts.

Furthermore, residents of New Jersey pay $427 per credit hour for tuition. The Thomas Edison State University Foundation and individual sponsors offer several scholarships per term. You can visit the university's scholarship page for eligibility requirements and details.

Other Affordable Psychology Degrees in the U.S.

In addition to these options available in New Jersey, many other affordable psychology degrees are available across the United States. These graduate programs prioritize affordability without sacrificing quality. Explore more cost-effective online psychology programs from some of the best colleges nationwide.

Walden University

Walden University offers a Master of Science (MS) in developmental psychology for professionals to advance their careers in hospitals, research institutions, or nonprofit organizations. This non-licensure program teaches students through real-world scenarios affecting diverse populations.

With the Believe & Achieve Scholarship, students can reduce the program's tuition rate of $570 per quarter hour. Students who use this scholarship save on tuition by completing courses or subscription periods.

Capella University

Capella University's MS in clinical psychology emphasizes teaching students how to support people struggling with mental health and behavioral issues. You may choose between applied research, clinical counseling, or forensic psychology specializations.

The university charges between $450 and $830 per credit hour for its master's degree programs. Students enrolled in qualified programs can apply for a $2,500 Capella Progress Reward to help fund their degree. Contact a representative at the school's financial aid office for more information.

Southern New Hampshire University

Southern New Hampshire University offers an MS in psychology with a concentration in forensic psychology. This program prepares graduate students for careers in the criminal justice system. Students learn about the responsibilities of forensic psychologists and develop critical thinking skills.

Additionally, this program costs $637 per credit hour. Students can reduce the cost of this graduate degree through military tuition discounts, scholarships, and flexible transfer credit policies.

Arizona State University

Arizona State University's online MS in psychology focuses on cognitive, physiological, and social psychology. Students explore contemporary issues in psychology and seek solutions.

Nonresident online students in this program should expect to pay $8,439 in total tuition for the 2024 to 2025 academic year. Students must complete the FAFSA to qualify for financial aid, including scholarships. After you submit the FAFSA, you can explore federal student aid options and use the scholarship search tool.

How We Rank Schools

We evaluate programs that offer affordability, flexibility, and credibility. Each college featured here offers an accredited online psychology degree designed to prepare students for meaningful careers in the field.

• Accreditation: All listed schools are regionally or nationally accredited to ensure recognized academic standards.
• Affordability and financial aid: We highlight colleges offering competitive tuition, institutional aid, and scholarship opportunities.
• Program reputation: Rankings consider faculty credentials, student outcomes, and support for online learners.

FAQs About Psychology Degrees in New Jersey

Choosing where to earn your psychology degree is a major decision. The following questions address tuition, credibility, and career potential for students studying online in New Jersey.

What Are the Benefits of Earning a Psychology Degree Online?

Earning your psychology degree online provides flexibility and convenience, allowing you to study from anywhere while balancing work and family responsibilities. Many programs offer year-round start dates and self-paced courses so you can progress on your own schedule.

Online programs also often cost less than traditional in-person options and may include digital resources to reduce textbook expenses. This format makes it easier to complete your education without sacrificing your current obligations.

How Can I Find a Credible Online Psychology Degree in New Jersey?

Always confirm that a college or university is accredited by a recognized agency, such as the Middle States Commission on Higher Education (MSCHE). Accreditation ensures that your degree meets national academic standards and is valued by employers.

You can also review student testimonials, program outcomes, and faculty backgrounds to gauge credibility. Schools that offer networking events, internships, or applied research opportunities often provide a stronger professional foundation.

What Can You Do With an Online Psychology Degree in New Jersey?

Psychology graduates can pursue roles in human services, education, and business, or continue on to graduate school. Common career paths include social worker, HR specialist, behavioral health technician, or rehabilitation counselor.

Advanced degrees can lead to professional licensure and clinical practice opportunities. Whether you're starting out or planning to specialize, a psychology degree builds skills that transfer across multiple industries.

Explore Psychology Programs

Earning an online psychology degree can help you build a rewarding career while balancing personal and professional goals. Learn more about these programs and others available nationwide on Learn.org, where you can compare tuition, requirements, and financial aid opportunities.