10 Most Affordable AI Master's Degrees Online (2026)

Artificial intelligence continues to reshape fields like healthcare, cybersecurity, and data science, increasing demand for professionals with advanced AI skills. As graduate programs expand, more universities are offering online master’s degrees in artificial intelligence that deliver cutting-edge technical training without the high tuition traditionally associated with computer science graduate programs.

An affordable online master’s degree in artificial intelligence can help you deepen your technical skills, move into specialized AI roles, or advance your career without stepping away from work. These programs are designed for learners who already hold a bachelor’s degree and want focused, graduate-level training in machine learning, algorithms, and real-world AI applications.

What Is an Online Master’s Degree in Artificial Intelligence?

An online master’s degree in artificial intelligence is a graduate-level degree program that builds advanced knowledge of AI systems, intelligent algorithms, and data-driven technologies. Most programs award a Master of Science and are housed within a computer science, data science, or engineering department, even when delivered fully online rather than on campus.

Coursework often includes machine learning, deep learning, natural language processing (NLP), computer vision, and reinforcement learning, along with core courses in programming languages like Python, linear algebra, and optimization. Many online master’s programs emphasize hands-on learning through projects, datasets, and a capstone project, helping students apply AI technologies to real-world problems in areas such as software engineering, robotics, big data, and data analytics.

Most Affordable AI Master’s Degrees Online

The programs below offer online or online-friendly master’s degrees in artificial intelligence that combine academic rigor with cost-conscious pricing models. These options stand out for their balance of affordability, technical depth, and preparation for advanced roles in AI development and data-driven fields.

1. Georgia Institute of Technology

The Georgia Institute of Technology offers an online Master of Science (MS) in computer science with a specialization in artificial intelligence through its well-known OMSCS program. This degree delivers the same core curriculum taught on campus, giving online learners access to a world-class computer science education with a strong emphasis on artificial intelligence and machine learning.

The program covers advanced topics such as algorithms, AI systems, deep learning, and reinforcement learning, with electives that allow students to tailor the degree toward areas like robotics or natural language processing. Georgia Tech’s affordability comes from its public university pricing model and streamlined online delivery, making it one of the most cost-effective ways to earn a highly respected AI-focused master’s degree.

• Program length: 2 to 3 years
• Accreditation: Southern Association of Colleges and Schools Commission on Colleges (SACSCOC)

2. University of Texas at Austin

The University of Texas (UT) at Austin offers an online MS in artificial intelligence designed for students seeking a technically rigorous, graduate-level AI education. The program focuses on advanced artificial intelligence concepts while maintaining the academic standards expected from a top-ranked computer science institution.

Students complete graduate coursework in areas such as machine learning, deep learning, natural language processing, and optimization, along with core foundations in algorithms and programming. Affordability is driven by UT Austin’s fixed, low-cost online pricing model, making this program a rare combination of high academic prestige and accessible tuition.

• Program length: 2 to 3 years
• Accreditation: SACSCOC

3. Eastern University

Eastern University offers an MS in applied artificial intelligence that emphasizes practical, career-focused AI skills rather than purely theoretical research. The program is designed for working professionals who want to build advanced AI capabilities through an online format that supports flexible pacing.

Coursework covers machine learning, AI technologies, data analysis, and real-world AI solutions, with opportunities for hands-on projects using real datasets. Eastern University’s affordability comes from its low per-credit tuition and self-paced structure, which can allow motivated learners to complete the degree more quickly.

• Program length: 2 years
• Accreditation: Middle States Commission on Higher Education (MSCHE)

4. Georgia Southern University

Georgia Southern University offers an MS in computer science with a concentration in machine learning that provides a strong technical foundation for artificial intelligence careers. The program is rooted in computer science fundamentals while allowing students to specialize in AI-related topics at the graduate level.

Students study advanced programming, machine learning algorithms, data structures, and applied AI systems through a curriculum designed for technical depth. As a public university, Georgia Southern keeps tuition costs relatively low, making this program an affordable option for students seeking a rigorous, engineering-focused AI master’s degree online.

• Program length: 2 years
• Accreditation: SACSCOC

5. Western Governors University

Western Governors University (WGU) offers an MS in data analytics with an artificial intelligence focus built around a competency-based learning model. Rather than moving through courses on a fixed academic calendar, students progress by demonstrating mastery of AI-related and data analytics skills.

The program emphasizes practical applications of artificial intelligence, including data analysis, machine learning concepts, and AI-driven decision-making. WGU’s affordability comes from its flat-rate tuition per six-month term, which can significantly lower total cost for students who accelerate through the program.

• Program length: 1.5 to 2.5 years
• Accreditation: Northwest Commission on Colleges and Universities (NWCCU)

6. University of the Cumberlands

The University of the Cumberlands offers an MS in artificial intelligence designed to provide graduate-level AI training at a comparatively low cost. The program blends technical instruction with applied learning, making it accessible to students from a range of academic backgrounds.

Coursework covers AI fundamentals, machine learning, data analysis, and intelligent systems, with an emphasis on real-world applications. Affordability is driven by the university’s consistently low tuition rates for online graduate programs, particularly among private institutions.

• Program length: 2 years
• Accreditation: SACSCOC

7. Dakota State University

Dakota State University offers an MS in computer science with a specialization in artificial intelligence through its technology-focused graduate programs. The curriculum is grounded in computer science and software engineering principles while allowing students to concentrate on AI systems and advanced analytics.

Students engage with topics such as machine learning, algorithms, programming languages, and data-driven AI solutions. As a public university with low out-of-state tuition, Dakota State provides an affordable pathway to a technically rigorous artificial intelligence master’s degree.

• Program length: 2 years
• Accreditation: Higher Learning Commission (HLC)

8. Colorado State University Global

Colorado State University (CSU) Global offers an MS in data analytics with an artificial intelligence specialization designed specifically for online learners. The program combines advanced analytics with artificial intelligence concepts, allowing students to develop skills that support AI-driven decision-making across industries.

Coursework includes data analysis, machine learning techniques, and applied AI technologies, with an emphasis on working with large datasets and real-world business problems. CSU Global’s affordability is supported by a tuition-lock guarantee, meaning the cost of the program will not increase once a student enrolls.

• Program length: 2 years
• Accreditation: HLC

9. Kennesaw State University

Kennesaw State University offers an MS in applied statistics and analytics with an artificial intelligence focus that is well suited for students with a math or statistics background. Rather than centering exclusively on AI development, the program emphasizes how artificial intelligence techniques are applied to statistical modeling and data-driven analysis.

Students study advanced analytics, machine learning methods, and AI-related coursework that supports roles involving data interpretation and optimization. As a public university, Kennesaw State maintains relatively low tuition rates, making this program an affordable option for graduate-level AI study.

• Program length: 2 years
• Accreditation: SACSCOC

10. Indiana University Bloomington

Indiana University Bloomington offers an MS in data science with an artificial intelligence track that blends advanced analytics with AI-focused coursework. The program is delivered online while maintaining academic standards consistent with Indiana University’s on-campus graduate offerings.

Students complete coursework in machine learning, data visualization, AI systems, and real-world data applications. Affordability comes from Indiana University’s public university structure, providing access to a high-ranking graduate program at a comparatively moderate cost.

• Program length: Typically 2 to 3 years
• Accreditation: Higher Learning Commission (HLC)

How We Rank Schools

To create this list, we review data from the U.S. Department of Education College Scorecard and the National Center for Education Statistics (NCES), along with program-level details published by each university. This approach allows us to compare online master’s programs using consistent data while also accounting for how artificial intelligence degrees are structured at the graduate level.

Because AI master’s programs vary widely in technical depth, prerequisites, and cost, our ranking criteria focus on value and academic rigor. We prioritized programs that deliver advanced artificial intelligence training while keeping tuition accessible for working professionals and graduate learners.

• Accreditation: Each school holds institutional accreditation, which supports academic quality, employer recognition, and eligibility for federal financial aid.
• Affordability factors: Preference was given to programs with public university pricing, low per-credit costs, tuition caps, or competency-based models that reward faster completion.
• Graduate-level rigor: Programs include advanced coursework in artificial intelligence, machine learning, data science, or computer science that aligns with master’s-level expectations.
• Online accessibility: Degrees are offered fully online or in online-friendly formats that allow students to balance graduate study with professional responsibilities.

What Do You Learn in an AI Master’s Degree Program?

A master’s degree in artificial intelligence is designed to build advanced technical skills beyond the undergraduate level. Core courses often focus on machine learning, neural networks, deep learning, natural language processing, and optimization, supported by foundations in algorithms, linear algebra, and programming languages such as Python.

Many programs emphasize applied learning through hands-on projects, datasets, and capstone experiences. This structure helps students translate advanced AI concepts into real-world solutions across fields like software engineering, data analytics, robotics, healthcare, and cybersecurity.

Who Should Consider an Affordable Online AI Master’s Degree?

Affordable online AI master’s programs are a good fit for learners who already hold a bachelor’s degree and want to deepen their technical expertise without incurring excessive graduate debt. These programs are especially appealing to professionals working in computer science, data analysis, or related technical fields who want to move into more specialized AI roles.

They can also be a strong option for students preparing for leadership, research-adjacent, or advanced development positions involving AI systems. By combining graduate-level rigor with cost-conscious pricing models, these programs make advanced artificial intelligence education more accessible.

Financial Aid for AI Master’s Degrees

Paying for a master’s degree in artificial intelligence can feel daunting, but many affordable online programs offer financial aid options that help reduce the overall cost. Even at the graduate level, students may be able to combine multiple forms of aid to make an AI master’s degree more manageable.

Common financial aid options for online AI master’s programs include:

• Federal student loans: These loans are available to graduate students through the Free Application for Federal Student Aid (FAFSA) and can help cover tuition and related educational expenses.
• Institutional scholarships: Many universities offer scholarships specifically for graduate programs, online learners, or students studying computer science, data science, or artificial intelligence.
• Employer tuition assistance: Some employers offer graduate tuition reimbursement for degrees related to artificial intelligence, data analytics, or software engineering.
• Military and veteran benefits: Eligible service members and veterans may qualify for education benefits that can be applied to an online master’s in AI.
• Cost-saving program structures: Accelerated formats, tuition caps, and fixed-rate pricing can reduce total costs by allowing students to finish more quickly or avoid tuition increases.

Submitting the FAFSA early and reviewing school-specific scholarship opportunities can help you identify the most affordable path through a master’s in artificial intelligence.

Career Outlook for Artificial Intelligence Master’s Degree Graduates

Graduates with a master’s degree in artificial intelligence are often qualified for more advanced and specialized roles than those with a bachelor’s degree alone. These roles can include AI engineer, machine learning engineer, data scientist, and positions focused on designing, deploying, or optimizing AI systems across industries such as healthcare, cybersecurity, robotics, and software engineering.

According to PayScale, the average annual salary for professionals with a master’s degree in artificial intelligence is about $102,000 per year, reflecting the strong demand for advanced AI skills. Earnings can vary based on experience, job title, and industry, but this figure highlights the value employers place on graduate-level AI expertise.

Long-term demand also remains favorable. The U.S. Bureau of Labor Statistics projects that employment for software developers and related computer science roles—which often overlap with artificial intelligence work—will grow much faster than the average over the next decade. For professionals with a master’s degree, this growth can translate into expanded leadership opportunities, higher earning potential, and greater flexibility across AI-focused career paths.

How to Choose the Right Master’s Degree in Artificial Intelligence

Choosing a master’s degree in artificial intelligence requires a closer look at technical depth, prerequisites, and how the program fits your career goals. Because AI master’s programs vary widely in focus and rigor, understanding these differences can help you find the best match for your background and objectives.

Review Technical Prerequisites Carefully

Many AI master’s programs expect incoming students to have a background in computer science, programming, or quantitative fields. Reviewing prerequisites such as prior coursework in linear algebra, algorithms, data structures, or programming languages like Python can help you avoid surprises during enrollment.

Compare Program Focus and Specialization Options

Some programs emphasize core artificial intelligence development, while others lean toward applied areas like data science, analytics, or machine learning systems. Looking at core courses and available electives can clarify whether a program aligns more closely with your interests in areas such as generative AI, robotics, or real-world AI solutions.

Evaluate Program Structure and Pace

Online AI master’s programs differ in how coursework is delivered. Fully asynchronous formats, self-paced options, and fixed academic calendars can affect how quickly you complete credit hours and balance graduate study with work or other commitments.

Consider Career Alignment and Outcomes

Graduate AI programs can support a range of career paths, from AI engineering and software development to data scientist and analytics roles. Programs that include hands-on projects, capstone experiences, or applied datasets may better prepare you for advanced responsibilities in AI-focused positions.

FAQs About Affordable AI Master’s Degrees Online

Graduate students considering an online master’s in artificial intelligence often have questions about readiness, program intensity, and how these degrees differ from undergraduate options. The FAQs below focus on what to expect specifically at the master’s level.

Do You Need a Computer Science Background for an AI Master’s Program?

Many AI master’s programs expect applicants to have prior exposure to computer science, programming, or quantitative coursework. However, some applied artificial intelligence programs are designed to accommodate students from related fields, as long as they complete prerequisite courses or demonstrate foundational technical skills.

How Technical Are Affordable AI Master’s Programs Compared to On-Campus Degrees?

Affordable online AI master’s programs are generally comparable in technical rigor to their on-campus counterparts. Many use the same core courses, assignments, and faculty, with online delivery focused on flexibility rather than reduced academic expectations.

Can You Complete an AI Master’s Degree While Working Full Time?

Yes, many online AI master’s programs are structured for working professionals. Asynchronous coursework, part-time enrollment options, and predictable pacing models can make it possible to balance graduate study with full-time employment.

What’s the Difference Between an AI Master’s and a Data Science Master’s?

An AI master’s degree typically emphasizes intelligent systems, machine learning models, and AI technologies, while data science programs focus more heavily on data analysis, statistics, and visualization. Some programs blend both areas, so reviewing core courses is key to understanding the distinction.

Are Capstone Projects Common in AI Master’s Programs?

Many AI master’s programs include a capstone project or applied research experience. These projects often involve working with real datasets or AI systems and can help demonstrate advanced technical skills to employers.

Explore Artificial Intelligence Master’s Degrees Online

If you’re ready to deepen your AI expertise without paying premium graduate tuition, an affordable online master’s degree in artificial intelligence can be a strong next step. To compare programs, explore related graduate pathways, and learn more about online AI degrees, continue your research through Learn.org.