Most Affordable Online Psychology Degrees in New York 2025

New York students can choose from several accredited and reputable schools that offer low-cost online psychology degrees. Online learning provides a convenient and accessible way to advance your education or start a new career without the high cost of on-campus tuition.

Online psychology degrees give students the flexibility needed to balance school work and personal commitments without the stress of expensive credit hours. The programs at affordable online colleges in New York prepare students for successful careers in the psychology field.

Low-Cost Online Psychology Degree Programs in New York

These low-cost online psychology degree programs in New York are accredited, high quality, and affordable, making them a great choice for advancing your education without needing to take out student loans or accumulate student debt.

1. Empire State University

Empire State University offers a Bachelor of Arts (BA) in psychology that can be completed 100% online and is taught by the same faculty who teach on-campus classes. The program covers a range of psychology courses, including general psychology, social psychology, advanced abnormal psychology, and human development.

The cost per credit hour is $295, making it one of the most affordable options for an online bachelor's degree in psychology in New York. Empire State University received its accreditation from the Middle States Commission on Higher Education, ensuring students receive a reputable education that meets the industry's standards.

2. St. Joseph's University

St. Joseph's University provides an affordable Bachelor of Science (BS) in psychology that prepares students for entry-level career paths in social services, nonprofit organizations, and government agencies.

Graduates are well-prepared to enter the field of psychology or continue their education with graduate studies, including St. Joseph's master's program in applied behavior analysis. At $780 per credit, this program is more affordable than St. Joseph's in-person courses and accepts various types of financial aid to help further reduce costs.

3. City University of New York

The City University of New York's (CUNY) School of Professional Studies offers a BA in psychology at an affordable rate of $305 per credit hour for undergrad students and $470 for grad students. Students can choose from specialization tracks in industrial-organizational psychology, psychological development, and psychopathology.

This online bachelor's degree is designed to help students gain skills for various psychology career paths or prepare for graduate school. The curriculum, which aligns with the American Psychological Association's (APA) standards, explores human behavior, research methodology, and other key concepts.

4. Excelsior University

Excelsior University's BS in psychology provides a solid foundation in general psychology, covering topics like personality psychology, educational psychology, and biopsychology. Tuition is $510 per credit hour, and the university supports students through financial aid, employer partnerships, and payment plans.

Graduates often pursue careers as case managers, behavior technicians, and human services roles, making it a practical choice for students looking for an affordable psychology degree to start their psychology careers.

5. Mount Saint Vincent

Mount Saint Vincent's affordable psychology bachelor's costs $324 per credit hour and has a career-focused curriculum that provides undergraduates with a comprehensive liberal arts education in psychology.

The program includes a capstone course and internship opportunities that give students real-world experience as they prepare for roles in mental health or social services. The school also offers a range of electives, giving psychology majors the flexibility needed to align their coursework with their personal career goals.

6. Hilbert College

Hilbert College offers an entirely online BA in psychology through its online learning platform, Hilbert College Global, making it accessible and affordable at $525 per credit hour. The degree program teaches students about research methods, critical thinking, and analytical skills along with courses that cover essential topics like human behavior, social science, human diversity, and foundational psychology concepts.

It focuses on preparing psychology students for careers in mental health, social work, healthcare, criminal justice, and clinical psychology, among many others. Hilbert also provides scholarships for all students, which can further reduce tuition costs and make it an even more affordable choice.

7. Mercy University

Mercy University's BS in psychology has a tuition cost of $22,880 per academic year, with an array of financial aid options and funding resources available through the school. The school provides an option to complete a combined Bachelor of Science and Master of Science in psychology, making it a more affordable route to earning both an undergraduate and graduate degree rather than completing each separately.

The bachelor's program curriculum covers important topics such as statistics, behavioral sciences, and experimental psychology methodology, preparing students for advanced studies in graduate programs or roles in the psychology field such as school psychologists or human resource specialists.

FAQs About Affordable Online Psychology Programs

These answers to common questions can help you better understand the cost and benefits of online psychology degrees in New York.

How Much Does an Online Psychology Degree Cost in New York?

Online psychology degrees in New York vary in cost, typically ranging from around $295 to $780 per credit hour, depending on the institution and program level.

Many colleges offer financial aid, scholarships, and flexible payment options to help make tuition more manageable for both in-state and out-of-state students.

How Can I Make My Online Degree More Affordable?

Attending a school with lower tuition rates, paying in-state tuition, and applying for financial aid are some of the best ways to make an online degree more affordable. Students can also reduce their overall education costs by taking advantage of transfer credit policies, applying for scholarships, and exploring employer tuition assistance programs.

If you earned an associate degree or have completed college courses at a university or community college, you can transfer them into a new program to save time and money. Some online colleges, like Mercy University, offer dual degree options that allow students to earn both a bachelor's degree and a master's degree at a lower combined cost.

Can You Become a Psychologist With an Online Degree?

Earning an online bachelor's degree in psychology is an essential step toward becoming a psychologist and is a great place to start your career path. However, most states require an advanced degree, like a master's or doctoral degree, to become a licensed psychologist.

They also require you to complete a supervised clinical experience to qualify for licensure. Many graduates of undergraduate psychology programs pursue graduate studies to meet these requirements and gain specialized skills to become psychologists.

Explore Online Courses and Degrees

Online psychology degrees offer flexible and cost-effective ways to achieve educational and career goals. Whether you're interested in mental health, research, or social services, there's a program that aligns with your aspirations. Explore these programs, and many others, on Learn.org to start your path toward a rewarding career in psychology today.